PHOENIX LIFE LIMITED - Profile & Financials

Accounts Submitted

Confirmation Statement Submitted 29 Sept 2025

Net assets £1741.00M £489.00M 2024 year on year

Total assets £220895.00M £5856.00M 2024 year on year

Total Liabilities £219154.00M

Charges 46

36 outstanding 10 satisfied

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Contact & Details

Contact

Update Details

Registered Address

10 Brindleyplace Birmingham B1 2JB United Kingdom

Office (Glasgow)

301 St Vincent St, Glasgow G2 5EB

Office (Wythall, Birmingham)

1 Wythall Green Way, Wythall, Birmingham, B47 6WG

Telephone

0345 305 5552

Website

phoenixlife.co.uk

Credit Report

Discover PHOENIX LIFE LIMITED's Credit Score, limit, and payment likelihood.

Mutual Companies

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Financials

Period 1 Jan → 31 Dec 2024

Type Total Exemption Full

Next accounts 31 December 2025

Due by 30 September 2026 9 months

Net Assets, Total Assets & Total Liabilities (2014–2024)

Cash in Bank

£465.00M

Net Assets

£1741.00M

Decreased by £489.00M (-22%)

Total Liabilities

£219154.00M

Turnover

£5364.00M

Decreased by £1914.00M (-26%)

Employees

N/A

Debt Ratio

99%

Financial History

Revenue, profit, EBITDA and key financial figures

	2024 Dec Year End	2023 Dec Year End
P&L
Revenue	£142.3M	£128.7M
Gross Profit	£48.2M	£43.1M
Operating Profit	£22.4M	£19.8M
Net Profit	£18.1M	£15.9M
EBITDA	£31.5M	£28.2M
Assets
Cash	£24.7M	£21.3M
Total Assets	£89.4M	£82.1M
Liabilities
Total Liabilities	£45.2M	£41.8M
Key Metrics
Employees	1,247	1,156

Latest Revenue

£142.3M

Latest EBITDA

£31.5M

Cash Position

£24.7M

Funding

Fundraising & Grants

No fundraising or grants recorded

Investors (0)

No investor information available

Officers

9 active 86 resigned

Show resigned officers

						Status
Andrew David Briggs	Director	British	United Kingdom	59	1 Oct 2022	Active
Arlene Cairns	Director	British	United Kingdom	47	1 Apr 2024	Active
Jora Singh Gill	Director	British	United Kingdom	60	1 Jun 2023	Active
Karin Alexandra Cook	Director	British	United Kingdom	59	1 May 2024	Active
Mark Julian Gregory	Director	British	United Kingdom	62	25 Aug 2025	Active
Martin John Muir	Director	British	United Kingdom	59	1 Jan 2025	Active
Pearl Group Secretariat Services Limited	Corporate-secretary	United Kingdom	Unknown	—	1 Sept 2006	Active
Rosemary Harris	Director	British	United Kingdom	68	1 Jan 2022	Active

Shareholders

Shareholders (1)


Pearl Life Holdings Limited	100.0%	69,087,572	Ordinary	12 Oct 2015

Persons with Significant Control

Persons with Significant Control (1)

1 Active

Pearl Life Holdings Limited

United Kingdom

Active

Notified 6 Apr 2016

Nature of Control

Ownership Of Shares 75 To 100 Percent
Voting Rights 75 To 100 Percent
Right To Appoint And Remove Directors

See All Controllers

Group Structure

PEARL LIFE HOLDINGS LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

IMPALA HOLDINGS LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

PHOENIX LIFE HOLDINGS LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

PHOENIX GROUP HOLDINGS PLC united kingdom

PHOENIX LIFE LIMITED Current Company

3 ST ANDREW SQUARE APARTMENTS LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

BRITANNIC FINANCE LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

BRITANNIC MONEY INVESTMENT SERVICES LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

CGE MANAGEMENT COMPANY LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

CITYFOURINC united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

CLEARFOL INVESTMENT LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

CORUNNA LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent

ESP GENERAL PARTNER LIMITED PARTNERSHIP united kingdom voting rights 25 to 50 percent, part right to share surplus assets 25 to 50 percent

EUROPEAN STRATEGIC PARTNERS united kingdom voting rights 50 to 75 percent, part right to share surplus assets 50 to 75 percent

EUROPEAN STRATEGIC PARTNERS II "C" united kingdom voting rights 50 to 75 percent

NORTH AMERICAN STRATEGIC PARTNERS (FEEDER) 2006 united kingdom voting rights 50 to 75 percent, part right to share surplus assets 50 to 75 percent

NORTH AMERICAN STRATEGIC PARTNERS (FEEDER) 2008 LIMITED PARTNERSHIP united kingdom voting rights 75 to 100 percent

NPI LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

PATRIA PHOENIX GLOBAL PRIVATE EQUITY III LP united kingdom part right to share surplus assets 75 to 100 percent

PEARL CUSTOMER CARE LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

PEARL PRIVATE EQUITY LP united kingdom voting rights 75 to 100 percent, part right to share surplus assets 75 to 100 percent

PEARL STRATEGIC CREDIT LP united kingdom voting rights 75 to 100 percent, part right to share surplus assets 75 to 100 percent

PHOENIX ER1 LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

PHOENIX ER2 LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

PHOENIX ER3 LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

PHOENIX ER4 LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

PHOENIX ER5 LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

PHOENIX ER6 LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

PHOENIX PENSIONS LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

PHOENIX SPV1 LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

PHOENIX SPV2 LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

PHOENIX SPV3 LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

PHOENIX SPV4 LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

PHOENIX ULA LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

PHOENIX UNIT TRUST MANAGERS LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

SCOTTISH MUTUAL NOMINEES LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

SCOTTISH MUTUAL PENSION FUNDS INVESTMENT LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

SL CAPITAL INFRASTRUCTURE I LP united kingdom voting rights 25 to 50 percent, part right to share surplus assets 25 to 50 percent

SLIF PROPERTY INVESTMENT GP LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

SLIF PROPERTY INVESTMENT LP united kingdom part right to share surplus assets 75 to 100 percent

STANDARD LIFE ASSETS AND EMPLOYEE SERVICES LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

STANDARD LIFE MASTER TRUST CO. LTD. united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

STANDARD LIFE PENSION FUNDS LIMITED united kingdom voting rights 75 to 100 percent, appoint/remove directors

STANDARD LIFE TRUSTEE COMPANY LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

SUNLIFE LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

THE PHOENIX LIFE SCP INSTITUTION united kingdom voting rights 75 to 100 percent, appoint/remove directors

VEBNET (HOLDINGS) LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

ZILMER LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

Charges

36 outstanding 10 satisfied

Documents

Company Filings

Date	Category	Description	Document
5 Dec 2025	Mortgage	Mortgage Create With Deed With Charge Number Charge Creation Date	View(14 pages)
5 Dec 2025	Mortgage	Mortgage Create With Deed With Charge Number Charge Creation Date	View(16 pages)
13 Nov 2025	Officers	Change Corporate Secretary Company With Change Date	View(1 page)
11 Nov 2025	Persons With Significant Control	Change to Pearl Life Holdings Limited as a person with significant control on 2025-11-10	View(2 pages)
10 Nov 2025	Address	Change Registered Office Address Company With Date Old Address New Address	View(1 page)