CompanyTrack
P

PEARL LIFE HOLDINGS LIMITED

Active Birmingham

Activities of financial services holding companies

0 employees Website
Financial services Activities of financial services holding companies
P

PEARL LIFE HOLDINGS LIMITED

Activities of financial services holding companies

Founded 11 Oct 2002 Active Birmingham, United Kingdom 0 employees resolution.co.uk
Financial services Activities of financial services holding companies
Accounts Submitted 2 Oct 2025
Confirmation Statement Submitted 17 Oct 2025
Net assets £8594.00M £4686.30M 2023 year on year
Total assets £8662.30M £4148.30M 2023 year on year
Total Liabilities £68.30M £538.00M 2023 year on year
Charges 2
1 outstanding 1 satisfied

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Contact & Details

Registered Address

10 Brindleyplace Birmingham B1 2JB United Kingdom

Office ()

London, England, United Kingdom, Europe

Office (London)

The Caxton 1 Brewer’s Green SW1H 0RH

Credit Report

Discover PEARL LIFE HOLDINGS LIMITED's Credit Score, limit, and payment likelihood.

Mutual Companies

Financials

Financials

Period 1 Jan → 31 Dec 2023
Type Total Exemption Full
Next accounts 31 December 2024
Due by 30 September 2025 9 months

Net Assets, Total Assets & Total Liabilities (2014–2023)

Cash in Bank

£4.60M

Net Assets

£8594.00M

Increased by £4686.30M (+120%)

Total Liabilities

£68.30M

Decreased by £538.00M (-89%)

Turnover

£1430.60M

Increased by £1040.30M (+267%)

Employees

N/A

Debt Ratio

1%

Decreased by 12 (-92%)

Financial History

Revenue, profit, EBITDA and key financial figures

2023
Dec Year End
2022
Dec Year End
P&L
Revenue
£142.3M
£128.7M
Gross Profit
£48.2M
£43.1M
Operating Profit
£22.4M
£19.8M
Net Profit
£18.1M
£15.9M
EBITDA
£31.5M
£28.2M
Assets
Cash
£24.7M
£21.3M
Total Assets
£89.4M
£82.1M
Liabilities
Total Liabilities
£45.2M
£41.8M
Key Metrics
Employees
1,247
1,156
Latest Revenue
£142.3M
Latest EBITDA
£31.5M
Cash Position
£24.7M

Funding

Fundraising & Grants

No fundraising or grants recorded

Investors (0)

No investor information available

Officers

Officers

3 active 31 resigned
Status
Arlene CairnsDirectorBritishUnited Kingdom474 Jul 2024Active
Pearl Group Secretariat Services LimitedCorporate-secretaryUnited KingdomUnknown1 Sept 2006Active
William Edward SwiftDirectorBritishUnited Kingdom4528 Aug 2020Active

Shareholders

Shareholders (1)

Impala Holdings Limited
100.0%
150,000,00217 Oct 2025

Persons with Significant Control

Persons with Significant Control (1)

1 Active

Impala Holdings Limited

United Kingdom

Active
Notified 6 Apr 2016
Nature of Control
  • Ownership Of Shares 75 To 100 Percent
  • Voting Rights 75 To 100 Percent
  • Right To Appoint And Remove Directors

Group Structure

Group Structure

IMPALA HOLDINGS LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors
PHOENIX LIFE HOLDINGS LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors
PEARL LIFE HOLDINGS LIMITED Current Company
ABBEY LIFE TRUST SECURITIES LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors
CENTURY GROUP LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors
CENTURY TRUSTEE SERVICES LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors
IMPALA LOAN COMPANY 1 LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors
PA (GI) LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors
PEARL AL LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors
PEARL RLH LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors
PG DORMANT (NO 4) LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors
PG DORMANT (NO 5) LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors
PG DORMANT (NO 6) LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors
PHOENIX ADVISERS LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors
PHOENIX LIFE LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors
PHOENIX & LONDON ASSURANCE LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors
PHOENIX SCP LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors
PHOENIX SL DIRECT LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors
PHOENIX WEALTH HOLDINGS LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors
SCOTTISH MUTUAL ASSURANCE LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors
SCOTTISH MUTUAL ASSURANCE SOCIETY (THE) united kingdom voting rights 75 to 100 percent, appoint/remove directors
SL LIVERPOOL LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors
SPL (HOLDINGS 1) LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors
SPL (HOLDINGS) LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors
STANDARD LIFE FINANCIAL ADVICE SERVICES LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors
STANDARD LIFE LIFETIME MORTGAGES LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors
STANDARD LIFE MORTGAGES LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

Charges

Charges

1 outstanding 1 satisfied

Documents

Company Filings

DateCategoryDescriptionDocument
14 Nov 2025OfficersChange Corporate Secretary Company With Change DateView(1 page)
11 Nov 2025AddressChange Registered Office Address Company With Date Old Address New AddressView(1 page)
10 Nov 2025Persons With Significant ControlChange to Impala Holdings Limited as a person with significant control on 2025-11-10View(2 pages)
17 Oct 2025Confirmation StatementConfirmation statement made on 2025-10-06 with updatesView(5 pages)
2 Oct 2025AccountsAnnual accounts made up to 2024-12-31View(41 pages)
14 Nov 2025 Officers

Change Corporate Secretary Company With Change Date

11 Nov 2025 Address

Change Registered Office Address Company With Date Old Address New Address

10 Nov 2025 Persons With Significant Control

Change to Impala Holdings Limited as a person with significant control on 2025-11-10

17 Oct 2025 Confirmation Statement

Confirmation statement made on 2025-10-06 with updates

2 Oct 2025 Accounts

Annual accounts made up to 2024-12-31

Recent Activity

Latest Activity

Change Corporate Secretary Company With Change Date

3 months ago on 14 Nov 2025

Change Registered Office Address Company With Date Old Address New Address

3 months ago on 11 Nov 2025

Change to Impala Holdings Limited as a person with significant control on 2025-11-10

3 months ago on 10 Nov 2025

Confirmation statement made on 2025-10-06 with updates

4 months ago on 17 Oct 2025

Annual accounts made up to 2024-12-31

4 months ago on 2 Oct 2025