SCOTTISH MUTUAL ASSURANCE LIMITED - Profile & Financials

Accounts Submitted 18 Aug 2025

Confirmation Statement Submitted 21 Jan 2025

Net assets £1.00 £0.00 2023 year on year

Total assets £1.00 £0.00 2023 year on year

Total Liabilities £0.00

Charges 17

17 satisfied

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Contact & Details

Contact

Update Details

Registered Address

Standard Life House 30 Lothian Road Edinburgh EH1 2DH Scotland

Credit Report

Discover SCOTTISH MUTUAL ASSURANCE LIMITED's Credit Score, limit, and payment likelihood.

Mutual Companies

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Financials

Period 1 Jan → 31 Dec 2023

Type Total Exemption Full

Next accounts 31 December 2024

Due by 30 September 2025 9 months

Net Assets, Total Assets & Total Liabilities (2014–2023)

Cash in Bank

N/A

Net Assets

£1.00

Total Liabilities

N/A

Turnover

N/A

Employees

N/A

Debt Ratio

N/A

Financial History

Revenue, profit, EBITDA and key financial figures

	2023 Dec Year End	2022 Dec Year End
P&L
Revenue	£142.3M	£128.7M
Gross Profit	£48.2M	£43.1M
Operating Profit	£22.4M	£19.8M
Net Profit	£18.1M	£15.9M
EBITDA	£31.5M	£28.2M
Assets
Cash	£24.7M	£21.3M
Total Assets	£89.4M	£82.1M
Liabilities
Total Liabilities	£45.2M	£41.8M
Key Metrics
Employees	1,247	1,156

Latest Revenue

£142.3M

Latest EBITDA

£31.5M

Cash Position

£24.7M

Funding

Fundraising & Grants

No fundraising or grants recorded

Investors (0)

No investor information available

Officers

3 active 77 resigned

Show resigned officers

						Status
Andrew Macpherson	Director	British	United Kingdom	53	16 Aug 2022	Active
Arlene Cairns	Director	British	United Kingdom	47	4 Jul 2024	Active
Pearl Group Secretariat Services Limited	Corporate-secretary	United Kingdom	Unknown	—	1 Sept 2006	Active

Shareholders

Shareholders (1)


Pearl Life Holdings Limited	100.0%	10	Ordinary	7 Jun 2016

Persons with Significant Control

Persons with Significant Control (1)

1 Active

Pearl Life Holdings Limited

United Kingdom

Active

Notified 6 Apr 2016

Nature of Control

Ownership Of Shares 75 To 100 Percent
Voting Rights 75 To 100 Percent
Right To Appoint And Remove Directors

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Group Structure

PEARL LIFE HOLDINGS LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

IMPALA HOLDINGS LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

PHOENIX LIFE HOLDINGS LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

PHOENIX GROUP HOLDINGS PLC united kingdom

SCOTTISH MUTUAL ASSURANCE LIMITED Current Company

Charges

17 satisfied

Documents

Company Filings

Date	Category	Description	Document
20 Nov 2025	Officers	Change to director Mr Andrew Macpherson on 2025-11-20	View(2 pages)
14 Nov 2025	Officers	Change Corporate Secretary Company With Change Date	View(1 page)
11 Nov 2025	Persons With Significant Control	Change to Pearl Life Holdings Limited as a person with significant control on 2025-11-10	View(2 pages)
18 Aug 2025	Accounts	Annual accounts made up to 2024-12-31	View(6 pages)
21 Jan 2025	Confirmation Statement	Confirmation statement made on 2025-01-08 with no updates	View(3 pages)