FIRST RETAIL FINANCE (CHESTER) LTD

Active

Financial intermediation not elsewhere classified

0 employees website.com
Financial intermediation not elsewhere classified
F

FIRST RETAIL FINANCE (CHESTER) LTD

Financial intermediation not elsewhere classified

Founded 2 Sept 1994 Active , United Kingdom 0 employees website.com
Financial intermediation not elsewhere classified

Previous Company Names

RASHPAL LIMITED 13 Jan 1995 — 13 Nov 1995
I.M. FINANCIAL SERVICES LIMITED 2 Sept 1994 — 13 Jan 1995
Accounts Submitted 29 Jan 2026 Next due 31 Mar 2027 11 months remaining
Confirmation Submitted 14 Jan 2026 Next due 18 Jan 2027 9 months remaining
Net assets £0 £454K 2025 year on year
Total assets £0
Total Liabilities £0 £454K 2025 year on year
Charges None No charges registered

Contact & Details

Contact

Registered Address

Trinity Road Halifax HX1 2RG

Telephone

0800 000 0000

Email

info@example.com

Website

www.example.com

Full company profile for FIRST RETAIL FINANCE (CHESTER) LTD (02964970), an active company based in , United Kingdom. Incorporated 2 Sept 1994. Financial intermediation not elsewhere classified. View financials, directors, shareholders, and filings.

Business Summary

This company specializes in providing innovative solutions and services across multiple sectors.

Products & Services

consulting software analytics integration

Reports

Credit Report

In-depth credit score, financial analysis, risk assessment and company intelligence.

Financials

Financials

Period 1 Jan → 31 Dec 2025
Type Total Exemption Full
Next accounts 31 December 2026
Due by 30 September 2027 9 months

Net Assets, Total Assets & Total Liabilities (2013–2025)

Cash in Bank

N/A

Net Assets

N/A

Increased by £454.00k (+100%)

Total Liabilities

N/A

Decreased by £454.00k (-100%)

Turnover

N/A

Employees

N/A

Debt Ratio

N/A

Financial History

Revenue, profit, EBITDA and key financial figures

2025
Dec Year End
2024
Dec Year End
P&L
Revenue
£142.3M
£128.7M
Gross Profit
£48.2M
£43.1M
Operating Profit
£22.4M
£19.8M
Net Profit
£18.1M
£15.9M
EBITDA
£31.5M
£28.2M
Assets
Cash
£24.7M
£21.3M
Total Assets
£89.4M
£82.1M
Liabilities
Total Liabilities
£45.2M
£41.8M
Key Metrics
Employees
1,247
1,156
Latest Revenue
£142.3M
Latest EBITDA
£31.5M
Cash Position
£24.7M

Funding

Fundraising & Grants

No fundraising or grants recorded

Investors (0)

No investor information available

Share Capital

Share Capital

Share allotments and capital structure

1 Allotment 454,529 Shares £455k Total
Date FromShare ClassShares AllottedAmount RaisedPrice/Share
16 Jun 2025454,529£455k£1

Officers

Officers

1 active 2 resigned
Status
Simon John CaddickDirectorBritishEngland493 Sept 2015Active

Shareholders

Shareholders (1)

Bank Of Scotland Plc
100.0%
454,629

Persons with Significant Control

Persons with Significant Control (1)

1 Active

Bank Of Scotland Plc

United Kingdom

Active
Notified 6 Apr 2016
Nature of Control
  • Ownership Of Shares 75 To 100 Percent,voting Rights 75 To 100 Percent,right To Appoint And Remove Directors

Group Structure

Group Structure

LLOYDS BANK PLC united kingdom
LLOYDS BANK PLC united kingdom
LLOYDS BANK PLC united kingdom
HBOS PLC united kingdom
BANK OF SCOTLAND PLC united kingdom
FIRST RETAIL FINANCE (CHESTER) LTD Current Company

Charges

Charges

No charges registered

Properties

Properties

0 total

No related properties

Documents

Company Filings

DateCategoryDescriptionDocument
29 Jan 2026AccountsAnnual accounts made up to 2025-06-30
14 Jan 2026Confirmation StatementConfirmation statement made on 2026-01-04 with updates
27 Dec 2025OfficersAppointment of Mr Sean Davidson as director on 2025-12-22
24 Dec 2025OfficersTermination of Simon John Caddick as director on 2025-12-22
16 Jun 2025CapitalAllotment of shares (GBP 454,629) on 2025-06-16
29 Jan 2026 Accounts

Annual accounts made up to 2025-06-30

14 Jan 2026 Confirmation Statement

Confirmation statement made on 2026-01-04 with updates

27 Dec 2025 Officers

Appointment of Mr Sean Davidson as director on 2025-12-22

24 Dec 2025 Officers

Termination of Simon John Caddick as director on 2025-12-22

16 Jun 2025 Capital

Allotment of shares (GBP 454,629) on 2025-06-16

Recent Activity

Latest Activity

Annual accounts made up to 2025-06-30

2 months ago on 29 Jan 2026

Confirmation statement made on 2026-01-04 with updates

3 months ago on 14 Jan 2026

Appointment of Mr Sean Davidson as director on 2025-12-22

3 months ago on 27 Dec 2025

Termination of Simon John Caddick as director on 2025-12-22

3 months ago on 24 Dec 2025

Allotment of shares (GBP 454,629) on 2025-06-16

10 months ago on 16 Jun 2025