BANK OF SCOTLAND PLC - Profile & Financials

Accounts Submitted 1 Apr 2025

Confirmation Statement Submitted 6 May 2025

Net assets £16230.00M £369.00M 2024 year on year

Total assets £331084.00M £8654.00M 2024 year on year

Total Liabilities £0.00

Charges 29

16 outstanding 13 satisfied

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Contact & Details

Contact

Update Details

Registered Address

The Mound Edinburgh EH1 1YZ

Office (Glasgow)

816 Govan Rd, Govan, Glasgow G51 3UP

Telephone

0345 609 8952

complaint.info@financial-ombudsman.org.uk

Website

bankofscotland.co.uk

Credit Report

Discover BANK OF SCOTLAND PLC's Credit Score, limit, and payment likelihood.

Mutual Companies

See All Mutual Companies

Financials

Period 1 Jan → 31 Dec 2024

Type Total Exemption Full

Next accounts 31 December 2025

Due by 30 September 2026 9 months

Net Assets, Total Assets & Total Liabilities (2013–2024)

Cash in Bank

N/A

Net Assets

£16230.00M

Decreased by £369.00M (-2%)

Total Liabilities

N/A

Turnover

£4515.00M

Increased by £1124.00M (+33%)

Employees

20673

Decreased by 1633 (-7%)

Debt Ratio

N/A

Financial History

Revenue, profit, EBITDA and key financial figures

	2024 Dec Year End	2023 Dec Year End
P&L
Revenue	£142.3M	£128.7M
Gross Profit	£48.2M	£43.1M
Operating Profit	£22.4M	£19.8M
Net Profit	£18.1M	£15.9M
EBITDA	£31.5M	£28.2M
Assets
Cash	£24.7M	£21.3M
Total Assets	£89.4M	£82.1M
Liabilities
Total Liabilities	£45.2M	£41.8M
Key Metrics
Employees	1,247	1,156

Latest Revenue

£142.3M

Latest EBITDA

£31.5M

Cash Position

£24.7M

Funding

Fundraising & Grants

No fundraising or grants recorded

Investors (0)

No investor information available

Share Capital

Share allotments and capital structure

1 Allotment 1 Shares £0.25 Total

Date From	Share Class	Shares Allotted	Amount Raised	Price/Share
7 Oct 2020	ORDINARY SHARES	1	£0.25	£0.25

Officers

15 active 56 resigned

Show resigned officers

						Status
Amanda Felicity Mackenzie	Director	British	United Kingdom	62	1 Oct 2018	Active
Brendan Edward Gilligan	Director	Irish	Gibraltar	69	1 Jan 2019	Active
Catharine Lucy Cheetham	Secretary	Unknown	Unknown	—	1 Jul 2019	Active
Catherine Lucy Turner	Director	British	United Kingdom	62	1 Nov 2022	Active
Catherine Marie Woods	Director	Irish	Ireland	63	1 Mar 2020	Active
Charles Alan Nunn	Director	British	United Kingdom	54	16 Aug 2021	Active
Chris Vogelzang	Director	Dutch	United Kingdom	63	16 Jun 2025	Active
Harmeen Mehta	Director	Indian	United Kingdom	51	1 Nov 2021	Active

Shareholders

Shareholders (3)


Hbos Plc	100.0%	23,388,340,552	Ordinary Shares	31 Aug 2021
Lloyds Bank Plc	0.0%	400	Preference Shares	31 Aug 2021
Bank Of Scotland Edinburgh Nominees Limited	0.0%	1	Ordinary Shares	31 Aug 2021

Persons with Significant Control

Persons with Significant Control (1)

1 Active

Hbos Plc

United Kingdom

Active

Notified 6 Apr 2016

Nature of Control

Ownership Of Shares 75 To 100 Percent
Voting Rights 75 To 100 Percent
Right To Appoint And Remove Directors

See All Controllers

Group Structure

HBOS PLC united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

LLOYDS BANK PLC united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

LLOYDS BANKING GROUP PLC united kingdom

BANK OF SCOTLAND PLC Current Company

ADDISON SOCIAL HOUSING LIMITED united kingdom shares 25 to 50 percent, voting rights 25 to 50 percent

AUTOMOBILE ASSOCIATION PERSONAL FINANCE LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

BANK OF SCOTLAND (B G S) NOMINEES LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent

BANK OF SCOTLAND EDINBURGH NOMINEES LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

BANK OF SCOTLAND LEASING LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

BANK OF SCOTLAND LONDON NOMINEES LIMITED united kingdom voting rights 75 to 100 percent, appoint/remove directors

BANK OF SCOTLAND NOMINEES (UNIT TRUSTS) LIMITED united kingdom voting rights 75 to 100 percent, appoint/remove directors

BANK OF SCOTLAND P.E.P. NOMINEES LIMITED united kingdom voting rights 75 to 100 percent, appoint/remove directors

BANK OF SCOTLAND (STANLIFE) LONDON NOMINEES LIMITED united kingdom voting rights 75 to 100 percent, appoint/remove directors

BANK OF SCOTLAND STRUCTURED ASSET FINANCE LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

BANK OF SCOTLAND TRANSPORT FINANCE 1 LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

BANK OF WALES LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

BIRMINGHAM MIDSHIRES ASSET MANAGEMENT LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

BIRMINGHAM MIDSHIRES FINANCIAL SERVICES LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

BIRMINGHAM MIDSHIRES LAND DEVELOPMENT LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

BIRMINGHAM MIDSHIRES MORTGAGE SERVICES LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

BOS PERSONAL LENDING LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent

BOS (SHARED APPRECIATION MORTGAGES) NO. 1 PLC united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

BOS (SHARED APPRECIATION MORTGAGES) NO. 2 PLC united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

BOS (SHARED APPRECIATION MORTGAGES) NO. 3 PLC united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

BOS (SHARED APPRECIATION MORTGAGES) NO. 4 PLC united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

BOS (SHARED APPRECIATION MORTGAGES) NO. 5 PLC united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

BOS (SHARED APPRECIATION MORTGAGES) NO. 6 PLC united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

BOS (SHARED APPRECIATION MORTGAGES (SCOTLAND)) LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

BOS (SHARED APPRECIATION MORTGAGES (SCOTLAND) NO.2) LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

BOS (SHARED APPRECIATION MORTGAGES (SCOTLAND) NO.3) LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

BRITISH LINEN LEASING LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

CAPITAL 1945 LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

CAPITAL BANK INSURANCE SERVICES LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

CAPITAL BANK LEASING 10 LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

CAPITAL BANK LEASING 11 LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

CAPITAL BANK LEASING 12 LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

CAPITAL BANK LEASING 1 LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

CAPITAL BANK LEASING 2 LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

CAPITAL BANK LEASING 3 LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

CAPITAL BANK LEASING 4 LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

CAPITAL BANK LEASING 5 LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

CAPITAL BANK LEASING 6 LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

CAPITAL BANK LEASING 7 LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

CAPITAL BANK LEASING 8 LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

CAPITAL BANK LEASING 9 LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

CAPITAL BANK PROPERTY INVESTMENTS (3) LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

CAPITAL BANK VEHICLE MANAGEMENT LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

CAPITAL PERSONAL FINANCE LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

CAWLEY (CHESTER) LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent

CF1 LIMITED united kingdom shares 50 to 75 percent, voting rights 50 to 75 percent

EDUCATION 4 AYRSHIRE LIMITED united kingdom shares 75 to 100 percent

FIRST RETAIL FINANCE (CHESTER) LTD united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

FLEXIFLY LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

FORTHRIGHT FINANCE LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

FREEWAY LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

GLOSSTRIPS LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

GODFREY DAVIS (CONTRACT HIRE) LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

HALIFAX CREDIT CARD LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

HALIFAX LOANS LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

HALIFAX MORTGAGE SERVICES LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

HALIFAX PREMISES LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

HALIFAX VEHICLE LEASING (1998) LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

HBOS COVERED BONDS LLP united kingdom voting rights 25 to 50 percent limited liability partnership, right to share surplus assets 75 to 100 percent limited liability partnership, appoint/remove members limited liability partnership

HBOS DIRECTORS LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

HBOS SOCIAL HOUSING COVERED BONDS LLP united kingdom voting rights 25 to 50 percent limited liability partnership, right to share surplus assets 75 to 100 percent limited liability partnership

HBOS TREASURY SERVICES LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

HOME SHOPPING PERSONAL FINANCE LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

HORIZON CAPITAL LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

IBOS FINANCE LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

IF COVERED BONDS LIMITED LIABILITY PARTNERSHIP united kingdom voting rights 25 to 50 percent limited liability partnership, right to share surplus assets 75 to 100 percent limited liability partnership, appoint/remove members limited liability partnership

INTELLIGENT FINANCE FINANCIAL SERVICES LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

INTELLIGENT FINANCE SOFTWARE LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

LLOYDS BANK (FOUNTAINBRIDGE 1) LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

LLOYDS BANK (FOUNTAINBRIDGE 2) LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

LLOYDS CAPITAL GP LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

LLOYDS SECRETARIES LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

LONDON UBERIOR (L.A.S. GROUP) NOMINEES LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

MBNA LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

MEMBERSHIP SERVICES FINANCE LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

NWS TRUST LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

SEAFORTH MARITIME (HIGHLANDER) LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

SEAFORTH MARITIME (JARL) LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

STANDARD PROPERTY INVESTMENT (1987) LIMITED united kingdom shares 25 to 50 percent, voting rights 75 to 100 percent

SUSSEX COUNTY HOMES LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

THE BRITISH LINEN COMPANY LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

THE MORTGAGE BUSINESS PUBLIC LIMITED COMPANY united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

THE RENFREWSHIRE SCHOOLS PARTNERSHIP LIMITED united kingdom shares 75 to 100 percent

TOWER HILL PROPERTY INVESTMENTS (10) LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

TOWER HILL PROPERTY INVESTMENTS (7) LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

UBERIOR NOMINEES LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

UBERIOR TRUSTEES LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

WAYMARK ASSET INVESTMENTS LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

WESTERN TRUST HOLDINGS LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

Charges

16 outstanding 13 satisfied

Documents

Company Filings

Date	Category	Description	Document
31 Oct 2025	Officers	Termination of Jonathan Scott Wheway as director	View(1 page)
5 Aug 2025	Mortgage	Mortgage Satisfy Charge Full	View(1 page)
5 Aug 2025	Mortgage	Mortgage Satisfy Charge Full	View(1 page)
4 Aug 2025	Mortgage	Mortgage Create With Deed With Charge Number Charge Creation Date	View(5 pages)
4 Aug 2025	Mortgage	Mortgage Create With Deed With Charge Number Charge Creation Date	View(5 pages)