CompanyTrack
A

ATOM HOLDCO PLC

Active Newcastle Upon Tyne

Activities of financial services holding companies

544 employees Website
Financial services Activities of financial services holding companies
A

ATOM HOLDCO PLC

Activities of financial services holding companies

Founded 24 May 2022 Active Newcastle Upon Tyne, England 544 employees atombank.co.uk
Financial services Activities of financial services holding companies
Accounts Submitted 19 Aug 2025
Confirmation Statement Submitted 13 May 2025
Net assets £423.90M £21.50M 2024 year on year
Total assets £9032.70M £1767.00M 2024 year on year
Total Liabilities £0.00
Charges None No charges registered

AI Analysis

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Contact & Details

Registered Address

The Pattern Shop Sussex Street Newcastle Upon Tyne NE1 3PD England

Office ()

Durham, Durham, United Kingdom, Europe

Office (Durham)

The Rivergreen Centre, Aykley Heads, Durham DH1 5TS

Credit Report

Discover ATOM HOLDCO PLC's Credit Score, limit, and payment likelihood.

Mutual Companies

Financials

Financials

Period 1 Jan → 31 Dec 2024
Type Total Exemption Full
Next accounts 31 December 2025
Due by 30 September 2026 9 months

Net Assets, Total Assets & Total Liabilities (2022–2024)

Cash in Bank

N/A

Net Assets

£423.90M

Increased by £21.50M (+5%)

Total Liabilities

N/A

Turnover

£101.00M

Increased by £1.70M (+2%)

Employees

544

Increased by 40 (+8%)

Debt Ratio

N/A

Financial History

Revenue, profit, EBITDA and key financial figures

2024
Dec Year End
2023
Dec Year End
P&L
Revenue
£142.3M
£128.7M
Gross Profit
£48.2M
£43.1M
Operating Profit
£22.4M
£19.8M
Net Profit
£18.1M
£15.9M
EBITDA
£31.5M
£28.2M
Assets
Cash
£24.7M
£21.3M
Total Assets
£89.4M
£82.1M
Liabilities
Total Liabilities
£45.2M
£41.8M
Key Metrics
Employees
1,247
1,156
Latest Revenue
£142.3M
Latest EBITDA
£31.5M
Cash Position
£24.7M

Funding

Fundraising & Grants

No fundraising or grants recorded

Investors (0)

No investor information available

Share Capital

Share Capital

Share allotments and capital structure

22 Allotments 939,823,594 Shares £130.56m Total
Date FromShare ClassShares AllottedAmount RaisedPrice/Share
30 Sept 202560,665£0.607£0
7 Aug 202561,329£0.613£0
30 Jun 20258,662£0.087£0
3 Jun 2025364,534£3.645£0
6 Mar 202550,000£13k£0.25

Officers

Officers

12 active 4 resigned
Status
Andrew David MarshallDirectorBritishEngland451 Nov 2022Active
Cheryl Joanne MillingtonDirectorBritishEngland5914 Oct 2022Active
Christine Anne CoeDirectorBritishEngland7114 Oct 2022Active
David Andrew RoperDirectorBritishEngland6414 Oct 2022Active
Fabrizio CesarioDirectorItalianUnited Kingdom5821 Jan 2025Active
Gonzalo Romera LoboDirectorSpanishUnited States4914 Oct 2022Active
Laura FarnworthSecretaryUnknownUnknown14 Oct 2022Active
Laurence David Edgar HollingworthDirectorBritishUnited Kingdom6714 Oct 2022Active

Shareholders

Shareholders (203)

Vhv Investments Uk Limited
0.0%
333,33413 May 2025
Zacharias Hadjineophytou
0.0%
46,14213 May 2025
William Joicey
0.0%
33,33413 May 2025

Persons with Significant Control

Persons with Significant Control (2)

2 Active 1 Ceased

Banco Bilbao Vizcaya Argentaria S.a.

Spain

Active
Notified 14 Oct 2022
Nature of Control
  • Ownership Of Shares 25 To 50 Percent
  • Voting Rights 25 To 50 Percent

Toscafund Asset Management Llp

United Kingdom

Active
Notified 14 Oct 2022
Nature of Control
  • Voting Rights 25 To 50 Percent

David James Mccarthy

Ceased 14 Oct 2022

Ceased

Group Structure

Group Structure

BANCO BILBAO VIZCAYA ARGENTARIA S.A. spain
TOSCAFUND ASSET MANAGEMENT LLP united kingdom voting rights 50 to 75 percent limited liability partnership
TOSCAFUND LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors
OLD OAK HOLDINGS LIMITED united kingdom
ATOM HOLDCO PLC Current Company
ATOM BANK PLC united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, voting rights 75 to 100 percent as trust

Charges

Charges

No charges registered

Documents

Company Filings

DateCategoryDescriptionDocument
4 Dec 2025CapitalAllotment of shares (GBP 59,399.51734) on 2025-12-02View(3 pages)
30 Sept 2025CapitalAllotment of shares (GBP 59,398.73594) on 2025-09-30View(3 pages)
2 Sept 2025AddressChange Registered Office Address Company With Date Old Address New AddressView(1 page)
19 Aug 2025AccountsAnnual accounts made up to 2025-03-31View(145 pages)
8 Aug 2025CapitalAllotment of shares (GBP 59,398.12929) on 2025-08-07View(3 pages)
4 Dec 2025 Capital

Allotment of shares (GBP 59,399.51734) on 2025-12-02

30 Sept 2025 Capital

Allotment of shares (GBP 59,398.73594) on 2025-09-30

2 Sept 2025 Address

Change Registered Office Address Company With Date Old Address New Address

19 Aug 2025 Accounts

Annual accounts made up to 2025-03-31

8 Aug 2025 Capital

Allotment of shares (GBP 59,398.12929) on 2025-08-07

Recent Activity

Latest Activity

Allotment of shares (GBP 59,399.51734) on 2025-12-02

2 months ago on 4 Dec 2025

Allotment of shares (GBP 59,398.73594) on 2025-09-30

4 months ago on 30 Sept 2025

Change Registered Office Address Company With Date Old Address New Address

5 months ago on 2 Sept 2025

Annual accounts made up to 2025-03-31

6 months ago on 19 Aug 2025

Allotment of shares (GBP 59,398.12929) on 2025-08-07

6 months ago on 8 Aug 2025