THE CO-OPERATIVE BANK FINANCE P.L.C.

Accounts Submitted 19 Mar 2025

Confirmation Statement Submitted 2 Oct 2025

Net assets £1264.60M £144.40M 2024 year on year

Total assets £25479.70M £591.60M 2024 year on year

Total Liabilities £24215.10M £447.20M 2024 year on year

Charges None No charges registered

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Contact & Details

Contact

Update Details

Registered Address

1 Balloon Street Manchester M4 4BE United Kingdom

Credit Report

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Mutual Companies

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Financials

Period 1 Jan → 31 Dec 2024

Type Total Exemption Full

Next accounts 31 December 2025

Due by 30 September 2026 9 months

Net Assets, Total Assets & Total Liabilities (2019–2024)

Cash in Bank

£2586.00M

Decreased by £122.30M (-5%)

Net Assets

£1264.60M

Decreased by £144.40M (-10%)

Total Liabilities

£24215.10M

Decreased by £447.20M (-2%)

Turnover

£509.40M

Decreased by £709.30M (-58%)

Employees

3223

Decreased by 82 (-2%)

Debt Ratio

95%

Financial History

Revenue, profit, EBITDA and key financial figures

	2024 Dec Year End	2023 Dec Year End
P&L
Revenue	£142.3M	£128.7M
Gross Profit	£48.2M	£43.1M
Operating Profit	£22.4M	£19.8M
Net Profit	£18.1M	£15.9M
EBITDA	£31.5M	£28.2M
Assets
Cash	£24.7M	£21.3M
Total Assets	£89.4M	£82.1M
Liabilities
Total Liabilities	£45.2M	£41.8M
Key Metrics
Employees	1,247	1,156

Latest Revenue

£142.3M

Latest EBITDA

£31.5M

Cash Position

£24.7M

Funding

Fundraising & Grants

No fundraising or grants recorded

Investors (0)

No investor information available

Officers

10 active 19 resigned

Show resigned officers

						Status
Andrea Melville	Director	British	England	49	2 Jun 2025	Active
Brendan John O'connor	Director	Irish	Italy	60	1 Jan 2025	Active
Caroline Suzanne Marsh	Director	British	United Kingdom	62	1 Jan 2025	Active
Catherine Elizabeth Green	Secretary	Unknown	Unknown	—	6 Apr 2020	Active
Iraj Amiri	Director	British	United Kingdom	72	1 Jan 2025	Active
Joanne Louise Kenrick	Director	British	United Kingdom	59	1 Jan 2025	Active
Mark Ashley Parker	Director	British	England	60	1 Sept 2023	Active
Martin Alastair Stewart	Director	British	United Kingdom	59	1 Jan 2025	Active

Shareholders

Shareholders (1)


The Co-operative Bank Holdings P.l.c	100.0%	9,029,130,201	Ordinary	30 Sept 2024

Persons with Significant Control

Persons with Significant Control (1)

1 Active

The Co-operative Bank Holdings P.l.c.

United Kingdom

Active

Notified 1 Oct 2018

Nature of Control

Ownership Of Shares 75 To 100 Percent
Voting Rights 75 To 100 Percent

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Group Structure

THE CO-OPERATIVE BANK HOLDINGS P.L.C. united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

COVENTRY BUILDING SOCIETY united kingdom

THE CO-OPERATIVE BANK FINANCE P.L.C. Current Company

THE CO-OPERATIVE BANK P.L.C. united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent

Charges

No charges registered

Documents

Company Filings

Date	Category	Description	Document
2 Oct 2025	Confirmation Statement	Confirmation statement made on 2025-09-30 with no updates	View(3 pages)
8 Aug 2025	Officers	Appointment of Mr Stephen James Hughes as director on 2025-08-01	View(2 pages)
4 Jun 2025	Officers	Appointment of Mrs Andrea Melville as director on 2025-06-02	View(2 pages)
3 Jun 2025	Officers	Termination of Stephen James Hughes as director on 2025-06-02	View(1 page)
4 Apr 2025	Officers	Appointment of Mr Richard Michael Hiom as director on 2025-04-01	View(2 pages)