CompanyTrack
R

RESPONSIBLE LENDING LIMITED

Active Plymouth

Financial intermediation not elsewhere classified

53 employees Website
Financial services Financial intermediation not elsewhere classified
R

RESPONSIBLE LENDING LIMITED

Financial intermediation not elsewhere classified

Founded 30 Sept 2015 Active Plymouth, England 53 employees responsiblelending.co.uk
Financial services Financial intermediation not elsewhere classified
Accounts Submitted 6 Aug 2025
Confirmation Statement Submitted 17 Oct 2025
Net assets £2.19K £1.59M 2024 year on year
Total assets £4.80K £3.72M 2024 year on year
Total Liabilities £2.61K £2.13M 2024 year on year
Charges None No charges registered

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Contact & Details

Registered Address

Princess Court 23 Princess Street Plymouth PL1 2EX England

Credit Report

Discover RESPONSIBLE LENDING LIMITED's Credit Score, limit, and payment likelihood.

Mutual Companies

Financials

Financials

Period 1 Jan → 31 Dec 2024
Type Total Exemption Full
Next accounts 31 December 2025
Due by 30 September 2026 9 months

Net Assets, Total Assets & Total Liabilities (2016–2024)

Cash in Bank

£1.85k

Decreased by £509.65k (-100%)

Net Assets

£2.19k

Decreased by £1.59M (-100%)

Total Liabilities

£2.61k

Decreased by £2.13M (-100%)

Turnover

£4.91k

Decreased by £5.04M (-100%)

Employees

53

Decreased by 21 (-28%)

Debt Ratio

54%

Decreased by 3 (-5%)

Financial History

Revenue, profit, EBITDA and key financial figures

2024
Dec Year End
2023
Dec Year End
P&L
Revenue
£142.3M
£128.7M
Gross Profit
£48.2M
£43.1M
Operating Profit
£22.4M
£19.8M
Net Profit
£18.1M
£15.9M
EBITDA
£31.5M
£28.2M
Assets
Cash
£24.7M
£21.3M
Total Assets
£89.4M
£82.1M
Liabilities
Total Liabilities
£45.2M
£41.8M
Key Metrics
Employees
1,247
1,156
Latest Revenue
£142.3M
Latest EBITDA
£31.5M
Cash Position
£24.7M

Funding

Fundraising & Grants

No fundraising or grants recorded

Investors (0)

No investor information available

Share Capital

Share Capital

Share allotments and capital structure

10 Allotments 6,400,000 Shares £6.40m Total
Date FromShare ClassShares AllottedAmount RaisedPrice/Share
30 Sept 2025300,000£300k£300k
17 Jun 2025700,000£700k£1
26 Mar 2025300,000£300k£1
26 Feb 2025700,000£700k£1
26 Sept 20241,000,000£1.00m£1

Officers

Officers

4 active 11 resigned
Status
Alan John RitchieDirectorBritishUnited Kingdom471 Feb 2025Active
Ian WilliamsDirectorBritishUnited Kingdom513 Dec 2024Active
Joanne Clare UnglessDirectorBritishScotland5314 Dec 2021Active
Royal London Management Services LimitedCorporate-secretaryUnited KingdomUnknown31 Jan 2024Active

Shareholders

Shareholders (7)

Royal London Mutual Insurance Society Limited (the)
0.0%
2,11917 Oct 2025
Royal London Mutual Insurance Society Limited (the)
0.0%
80617 Oct 2025
Royal London Mutual Insurance Society Limited (the)
0.0%
34517 Oct 2025

Persons with Significant Control

Persons with Significant Control (1)

1 Active 4 Ceased

The Royal London Mutual Insurance Society Limited

United Kingdom

Active
Notified 1 Jul 2021
Nature of Control
  • Ownership Of Shares 75 To 100 Percent
  • Voting Rights 75 To 100 Percent
  • Right To Appoint And Remove Directors

Daniel George Jones

Ceased 20 Oct 2017

Ceased

Steven Thomas Wilkie

Ceased 31 Jan 2024

Ceased

Paul Edward Starkey

Ceased 31 Jan 2024

Ceased

Responsible Life Limited

Ceased 20 Oct 2017

Ceased

Group Structure

Group Structure

RESPONSIBLE LENDING LIMITED Current Company

Charges

Charges

No charges registered

Documents

Company Filings

DateCategoryDescriptionDocument
17 Oct 2025Confirmation StatementConfirmation statement made on 2025-10-08 with updatesView(4 pages)
9 Oct 2025ResolutionResolutionsView(2 pages)
8 Oct 2025CapitalAllotment of shares (GBP 7,350,280.78) on 2025-09-30View(4 pages)
6 Aug 2025ResolutionResolutionsView(2 pages)
6 Aug 2025AccountsAnnual accounts made up to 2024-12-31View(28 pages)
17 Oct 2025 Confirmation Statement

Confirmation statement made on 2025-10-08 with updates

9 Oct 2025 Resolution

Resolutions

8 Oct 2025 Capital

Allotment of shares (GBP 7,350,280.78) on 2025-09-30

6 Aug 2025 Resolution

Resolutions

6 Aug 2025 Accounts

Annual accounts made up to 2024-12-31

Recent Activity

Latest Activity

Confirmation statement made on 2025-10-08 with updates

4 months ago on 17 Oct 2025

Resolutions

4 months ago on 9 Oct 2025

Allotment of shares (GBP 7,350,280.78) on 2025-09-30

4 months ago on 8 Oct 2025

Resolutions

6 months ago on 6 Aug 2025

Annual accounts made up to 2024-12-31

6 months ago on 6 Aug 2025