CompanyTrack
F

FLUENT LOANS LIMITED

Active Bolton

Financial intermediation not elsewhere classified

0 employees
Financial intermediation not elsewhere classified
F

FLUENT LOANS LIMITED

Financial intermediation not elsewhere classified

Founded 29 Apr 2009 Active Bolton, England 0 employees
Financial intermediation not elsewhere classified
Accounts Submitted 30 Sept 2025
Confirmation Statement Submitted 12 Nov 2025
Net assets £111.00K £276.00 2023 year on year
Total assets £111.00K £276.00 2023 year on year
Total Liabilities £0.00
Charges 2
2 satisfied

AI Analysis

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Contact & Details

Registered Address

102 Rivington House Chorley New Road Horwich Bolton BL6 5UE England

Credit Report

Discover FLUENT LOANS LIMITED's Credit Score, limit, and payment likelihood.

Mutual Companies

Financials

Financials

Period 1 Jan → 31 Dec 2023
Type Total Exemption Full
Next accounts 31 December 2024
Due by 30 September 2025 9 months

Net Assets, Total Assets & Total Liabilities (2014–2023)

Cash in Bank

£1.00k

Decreased by £24.00 (-2%)

Net Assets

£111.00k

Increased by £276.00 (+0%)

Total Liabilities

N/A

Turnover

N/A

Employees

N/A

Debt Ratio

N/A

Financial History

Revenue, profit, EBITDA and key financial figures

2023
Dec Year End
2022
Dec Year End
P&L
Revenue
£142.3M
£128.7M
Gross Profit
£48.2M
£43.1M
Operating Profit
£22.4M
£19.8M
Net Profit
£18.1M
£15.9M
EBITDA
£31.5M
£28.2M
Assets
Cash
£24.7M
£21.3M
Total Assets
£89.4M
£82.1M
Liabilities
Total Liabilities
£45.2M
£41.8M
Key Metrics
Employees
1,247
1,156
Latest Revenue
£142.3M
Latest EBITDA
£31.5M
Cash Position
£24.7M

Funding

Fundraising & Grants

No fundraising or grants recorded

Investors (0)

No investor information available

Officers

Officers

6 active 10 resigned
Status
Benjamin David ThompsonDirectorBritishUnited Kingdom5611 Jul 2022Active
Emilie Nadia Marcelline Burgaud MccarthyDirectorFrenchEngland4518 Jun 2024Active
Paul Brendon FordDirectorBritishUnited Kingdom4820 Jan 2014Active
Peter Christopher Steven BrodnickiDirectorBritishUnited Kingdom6311 Jul 2022Active
Simon Andrew MooreDirectorBritishUnited Kingdom5220 Jan 2014Active
Timothy Allen WheeldonDirectorBritishEngland598 Jun 2009Active

Shareholders

Shareholders (5)

The Fluent Money Group Limited
100.0%
1009 May 2016
Timothy Allen Wheeldon
0.0%
09 May 2016
Simon Moore
0.0%
09 May 2016

Persons with Significant Control

Persons with Significant Control (1)

1 Active

The Fluent Money Group Limited

United Kingdom

Active
Notified 6 Apr 2016
Nature of Control
  • Ownership Of Shares 75 To 100 Percent

Group Structure

Group Structure

THE FLUENT MONEY GROUP LIMITED united kingdom shares 75 to 100 percent
PROJECT FINLAND BIDCO LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors
PROJECT FINLAND TOPCO LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors
MORTGAGE ADVICE BUREAU LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors
FLUENT LOANS LIMITED Current Company

Charges

Charges

2 satisfied

Documents

Company Filings

DateCategoryDescriptionDocument
12 Nov 2025Confirmation StatementConfirmation statement made on 2025-11-12 with no updatesView(3 pages)
30 Sept 2025AccountsAnnual accounts made up to 2024-12-31View(9 pages)
30 Sept 2025AccountsAnnual accounts filedView(192 pages)
14 Apr 2025OtherNotice of agreement to exemption from audit of accounts for period ending 31/12/24View(1 page)
14 Apr 2025OtherAudit exemption statement of guarantee by parent company for period ending 31/12/24View(3 pages)
12 Nov 2025 Confirmation Statement

Confirmation statement made on 2025-11-12 with no updates

30 Sept 2025 Accounts

Annual accounts made up to 2024-12-31

30 Sept 2025 Accounts

Annual accounts filed

14 Apr 2025 Other

Notice of agreement to exemption from audit of accounts for period ending 31/12/24

14 Apr 2025 Other

Audit exemption statement of guarantee by parent company for period ending 31/12/24

Recent Activity

Latest Activity

Confirmation statement made on 2025-11-12 with no updates

3 months ago on 12 Nov 2025

Annual accounts made up to 2024-12-31

4 months ago on 30 Sept 2025

Annual accounts filed

4 months ago on 30 Sept 2025

Notice of agreement to exemption from audit of accounts for period ending 31/12/24

10 months ago on 14 Apr 2025

Audit exemption statement of guarantee by parent company for period ending 31/12/24

10 months ago on 14 Apr 2025