MORE CHOICE FINANCIAL LTD - Profile & Financials

Accounts Submitted

Confirmation Statement Submitted 1 Oct 2025

Net assets £124.72K £6.01K 2024 year on year

Total assets £325.36K £26.94K 2024 year on year

Total Liabilities £200.64K £32.95K 2024 year on year

Charges 1

1 satisfied

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Contact & Details

Contact

Update Details

Registered Address

7 Station Square Flitwick Bedford MK45 1DP

Telephone

0152 572 0984

enquiries@morechoice.info

Website

morechoice.info

Credit Report

Discover MORE CHOICE FINANCIAL LTD's Credit Score, limit, and payment likelihood.

Mutual Companies

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Financials

Period 1 Jan → 31 Dec 2024

Type Total Exemption Full

Next accounts 31 December 2025

Due by 30 September 2026 9 months

Net Assets, Total Assets & Total Liabilities (2014–2024)

Cash in Bank

£248.97k

Increased by £17.40k (+8%)

Net Assets

£124.72k

Decreased by £6.01k (-5%)

Total Liabilities

£200.64k

Increased by £32.95k (+20%)

Turnover

N/A

Employees

Increased by 1 (+20%)

Debt Ratio

62%

Increased by 6 (+11%)

Financial History

Revenue, profit, EBITDA and key financial figures

	2024 Dec Year End	2023 Dec Year End
P&L
Revenue	£142.3M	£128.7M
Gross Profit	£48.2M	£43.1M
Operating Profit	£22.4M	£19.8M
Net Profit	£18.1M	£15.9M
EBITDA	£31.5M	£28.2M
Assets
Cash	£24.7M	£21.3M
Total Assets	£89.4M	£82.1M
Liabilities
Total Liabilities	£45.2M	£41.8M
Key Metrics
Employees	1,247	1,156

Latest Revenue

£142.3M

Latest EBITDA

£31.5M

Cash Position

£24.7M

Funding

Fundraising & Grants

No fundraising or grants recorded

Investors (0)

No investor information available

Officers

5 active 4 resigned

Show resigned officers

						Status
Daniel Richard Mumford	Director	British	England	47	7 Aug 2025	Active
Gareth Tucker	Director	British	England	46	20 Oct 2006	Active
Jeremy Paul Gibson	Director	British	England	52	7 Aug 2025	Active
Julie Dawn Myers	Director	British	England	61	20 Oct 2006	Active
Mayank Prakash	Director	British	England	53	21 Oct 2025	Active

Shareholders

Shareholders (6)


Pivotal Growth Limited	47.5%	95	B Ordinary	1 Oct 2025
Pivotal Growth Limited	5.0%	10	C Ordinary	1 Oct 2025
Tucker Myers Properties Limited	0.0%	0	C Ordinary	1 Oct 2025

Persons with Significant Control

Persons with Significant Control (1)

1 Active 2 Ceased

Pivotal Growth Limited

United Kingdom

Active

Notified 7 Aug 2025

Nature of Control

Ownership Of Shares 75 To 100 Percent
Voting Rights 75 To 100 Percent
Right To Appoint And Remove Directors

Gareth Tucker

Ceased 7 Aug 2025

Ceased

Julie Dawn Myers

Ceased 7 Aug 2025

Ceased

See All Controllers

Group Structure

PIVOTAL GROWTH LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

MOTTRAM MIDCO LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

MOTTRAM TOPCO LIMITED united kingdom shares 25 to 50 percent, voting rights 25 to 50 percent

LSL PROPERTY SERVICES PLC united kingdom

MORE CHOICE FINANCIAL LTD Current Company

Charges

1 satisfied

Documents

Company Filings

Date	Category	Description	Document
21 Oct 2025	Officers	Appointment of Mr Mayank Prakash as director on 2025-10-21	View(2 pages)
21 Oct 2025	Officers	Termination of Simon David Embley as director on 2025-10-21	View(1 page)
1 Oct 2025	Confirmation Statement	Confirmation statement made on 2025-09-30 with updates	View(4 pages)
19 Aug 2025	Officers	Appointment of Mr Daniel Richard Mumford as director on 2025-08-07	View(2 pages)
19 Aug 2025	Persons With Significant Control	Pivotal Growth Limited notified as a person with significant control	View(2 pages)