CHELTENHAM & GLOUCESTER PLC - Profile & Financials

Accounts Submitted 6 Jun 2025

Confirmation Statement Submitted 6 Jan 2025

Net assets £175.18M £6.39M 2024 year on year

Total assets £177.57M £6.87M 2024 year on year

Total Liabilities £2.39M

Charges None No charges registered

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Contact & Details

Contact

Update Details

Registered Address

25 Gresham Street London EC2V 7HN United Kingdom

Credit Report

Discover CHELTENHAM & GLOUCESTER PLC's Credit Score, limit, and payment likelihood.

Mutual Companies

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Financials

Period 1 Jan → 31 Dec 2024

Type Total Exemption Full

Next accounts 31 December 2025

Due by 30 September 2026 9 months

Net Assets, Total Assets & Total Liabilities (2013–2024)

Cash in Bank

£177.03M

Net Assets

£175.18M

Increased by £6.39M (+4%)

Total Liabilities

£2.39M

Turnover

N/A

Employees

N/A

Decreased by 412 (-100%)

Debt Ratio

Financial History

Revenue, profit, EBITDA and key financial figures

	2024 Dec Year End	2023 Dec Year End
P&L
Revenue	£142.3M	£128.7M
Gross Profit	£48.2M	£43.1M
Operating Profit	£22.4M	£19.8M
Net Profit	£18.1M	£15.9M
EBITDA	£31.5M	£28.2M
Assets
Cash	£24.7M	£21.3M
Total Assets	£89.4M	£82.1M
Liabilities
Total Liabilities	£45.2M	£41.8M
Key Metrics
Employees	1,247	1,156

Latest Revenue

£142.3M

Latest EBITDA

£31.5M

Cash Position

£24.7M

Funding

Fundraising & Grants

No fundraising or grants recorded

Investors (0)

No investor information available

Officers

3 active 51 resigned

Show resigned officers

						Status
Colin David Tozer	Director	British	United Kingdom	55	29 Jun 2023	Active
Richard James Clark	Director	British	United Kingdom	54	1 Feb 2024	Active
Stephanie Haladner	Secretary	Unknown	Unknown	—	31 Jul 2024	Active

Shareholders

Shareholders (2)


Lloyds Bank Plc	100.0%	69,999,999	Ordinary	4 Jan 2016
Lloyds Bank (i.d.) Nominees Limited	0.0%	1	Ordinary	4 Jan 2016

Persons with Significant Control

Persons with Significant Control (1)

1 Active

Lloyds Bank Plc

United Kingdom

Active

Notified 6 Apr 2016

Nature of Control

Ownership Of Shares 75 To 100 Percent
Voting Rights 75 To 100 Percent
Right To Appoint And Remove Directors

See All Controllers

Group Structure

LLOYDS BANK PLC united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

LLOYDS BANKING GROUP PLC united kingdom

CHELTENHAM & GLOUCESTER PLC Current Company

BARNWOOD MORTGAGES LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

CENTRAL MORTGAGE FINANCE LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

C&G ESTATE AGENTS LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

C & G HOMES LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

Charges

No charges registered

Documents

Company Filings

Date	Category	Description	Document
6 Jun 2025	Accounts	Annual accounts made up to 2024-12-31	View(26 pages)
6 Jan 2025	Confirmation Statement	Confirmation statement made on 2025-01-03 with no updates	View(3 pages)
2 Aug 2024	Officers	Appointment of Miss Stephanie Haladner as director on 2024-07-31	View(2 pages)
2 Aug 2024	Officers	Termination of Paul Gittins as director on 2024-07-31	View(1 page)
22 Jun 2024	Accounts	Annual accounts made up to 2023-12-31	View(23 pages)