UNIVERSAL CREDIT LIMITED

Active Solihull

Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors

0 employees website.com
Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors
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UNIVERSAL CREDIT LIMITED

Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors

Founded 22 Jan 1986 Active Solihull, England 0 employees website.com
Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors

Previous Company Names

TRUSHELFCO (NO. 907) LIMITED 2 Apr 1986 — 6 May 1986
UNIVERSAL CREDIT LIMITED 21 Mar 1986 — 2 Apr 1986
TRUSHELFCO (NO. 907) LIMITED 22 Jan 1986 — 21 Mar 1986
Accounts Submitted 10 Mar 2026 Next due 30 Jun 2026 21 days remaining
Confirmation Submitted 11 May 2026 Next due 24 May 2027 11 months remaining
Net assets £55K £18K 2025 year on year
Total assets £183K £28K 2025 year on year
Total Liabilities £128K £10K 2025 year on year
Charges None No charges registered

Contact & Details

Contact

Registered Address

51 Homer Road Solihull West Midlands B91 3QJ England

Full company profile for UNIVERSAL CREDIT LIMITED (01981317), an active company based in Solihull, England. Incorporated 22 Jan 1986. Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors. View financials, directors, shareholders, and filings.

Business Summary

This company specializes in providing innovative solutions and services across multiple sectors.

Products & Services

consulting software analytics integration

Reports

Credit Report

In-depth credit score, financial analysis, risk assessment and company intelligence.

Financials

Financials

Period 1 Oct → 30 Sept 2025
Type full
Next accounts 30 Sept 2025
Due by 30 Jun 2026 21 days remaining

Balance Sheet & P&L (2014–2025)

Cash in Bank

£183.00k

Decreased by £28.00k (-13%)

Net Assets

£55.00k

Decreased by £18.00k (-25%)

Total Liabilities

£128.00k

Decreased by £10.00k (-7%)

Turnover

N/A

Employees

N/A

Debt Ratio

70%

Increased by 5 (+8%)

Financial History

Revenue, profit, EBITDA and key financial figures

2025
30 Sept Year End
2024
30 Sept Year End
P&L
Revenue
£142.3M
£128.7M
Gross Profit
£48.2M
£43.1M
Operating Profit
£22.4M
£19.8M
Net Profit
£18.1M
£15.9M
EBITDA
£31.5M
£28.2M
Assets
Cash
£24.7M
£21.3M
Total Assets
£89.4M
£82.1M
Liabilities
Total Liabilities
£45.2M
£41.8M
Key Metrics
Employees
1,247
1,156
Latest Revenue
£142.3M
Latest EBITDA
£31.5M
Cash Position
£24.7M

Funding

Fundraising & Grants

No fundraising or grants recorded

Investors (0)

No investor information available

Officers

Officers

1 active 2 resigned
Status
Woodman, Richard JamesDirectorBritishEngland6125 Apr 2014Active

Shareholders

Shareholders (1)

Paragon Banking Group Plc
100.0%

Persons with Significant Control

Persons with Significant Control (1)

1 Active
Active
Notified 6 Apr 2016
Nature of Control
  • Ownership Of Shares 75 To 100 Percent,voting Rights 75 To 100 Percent,right To Appoint And Remove Directors

Group Structure

Group Structure

UNIVERSAL CREDIT LIMITED Current Company

Charges

Charges

No charges registered

Properties

Properties

0 total

No related properties

Documents

Company Filings

DateCategoryDescriptionDocument
11 May 2026Confirmation StatementConfirmation statement made on 10 May 2026 with no updates
10 Mar 2026AccountsAnnual accounts made up to 30 Sept 2025
21 Dec 2025ResolutionResolutions
21 Dec 2025IncorporationMemorandum Articles
13 May 2025Confirmation StatementConfirmation statement made on 10 May 2025 with no updates
11 May 2026 Confirmation Statement

Confirmation statement made on 10 May 2026 with no updates

10 Mar 2026 Accounts

Annual accounts made up to 30 Sept 2025

21 Dec 2025 Resolution

Resolutions

21 Dec 2025 Incorporation

Memorandum Articles

13 May 2025 Confirmation Statement

Confirmation statement made on 10 May 2025 with no updates

Recent Activity

Latest Activity

Confirmation statement made on 10 May 2026 with no updates

4 weeks ago on 11 May 2026

Annual accounts made up to 30 Sept 2025

3 months ago on 10 Mar 2026

Resolutions

5 months ago on 21 Dec 2025

Memorandum Articles

5 months ago on 21 Dec 2025

Confirmation statement made on 10 May 2025 with no updates

1 years ago on 13 May 2025