LLOYDS BANK INSURANCE SERVICES LIMITED

Accounts Submitted 26 Jun 2025

Confirmation Statement Submitted 14 Nov 2025

Net assets £27.58M £9.64M 2024 year on year

Total assets £96.74M £3.54M 2024 year on year

Total Liabilities £69.16M £13.18M 2024 year on year

Charges None No charges registered

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Contact & Details

Contact

Update Details

Registered Address

25 Gresham Street London EC2V 7HN

Credit Report

Discover LLOYDS BANK INSURANCE SERVICES LIMITED's Credit Score, limit, and payment likelihood.

Mutual Companies

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Financials

Period 1 Jan → 31 Dec 2024

Type Total Exemption Full

Next accounts 31 December 2025

Due by 30 September 2026 9 months

Net Assets, Total Assets & Total Liabilities (2014–2024)

Cash in Bank

£40.44M

Increased by £237.00k (+1%)

Net Assets

£27.58M

Decreased by £9.64M (-26%)

Total Liabilities

£69.16M

Increased by £13.18M (+24%)

Turnover

£26.94M

Decreased by £346.00k (-1%)

Employees

N/A

Debt Ratio

71%

Increased by 11 (+18%)

Financial History

Revenue, profit, EBITDA and key financial figures

	2024 Dec Year End	2023 Dec Year End
P&L
Revenue	£142.3M	£128.7M
Gross Profit	£48.2M	£43.1M
Operating Profit	£22.4M	£19.8M
Net Profit	£18.1M	£15.9M
EBITDA	£31.5M	£28.2M
Assets
Cash	£24.7M	£21.3M
Total Assets	£89.4M	£82.1M
Liabilities
Total Liabilities	£45.2M	£41.8M
Key Metrics
Employees	1,247	1,156

Latest Revenue

£142.3M

Latest EBITDA

£31.5M

Cash Position

£24.7M

Funding

Fundraising & Grants

No fundraising or grants recorded

Investors (0)

No investor information available

Share Capital

Share allotments and capital structure

1 Allotment 13,500,000 Shares £13.50m Total

Date From	Share Class	Shares Allotted	Amount Raised	Price/Share
23 Nov 2022	ORDINARY	13,500,000	£13.50m	£1

Officers

5 active 58 resigned

Show resigned officers

						Status
James Lee Harrison	Director	British	United Kingdom	38	23 May 2024	Active
Jeremy Andrew Ward	Director	British	United Kingdom	51	15 Feb 2024	Active
Kathryn Stewart-hart	Secretary	Unknown	Unknown	—	29 Jul 2024	Active
Rachel Anne Messenger	Director	British	United Kingdom	43	21 Dec 2024	Active
Veronica Lennon	Director	British	Scotland	50	3 May 2023	Active

Shareholders

Shareholders (1)


Lloyds Bank General Insurance Holdings Limited	100.0%	100,000	Ordinary	23 May 2016

Persons with Significant Control

Persons with Significant Control (1)

1 Active 1 Ceased

Lloyds Bank General Insurance Limited

United Kingdom

Active

Notified 10 Jul 2024

Nature of Control

Ownership Of Shares 75 To 100 Percent
Voting Rights 75 To 100 Percent
Right To Appoint And Remove Directors

Lloyds Bank General Insurance Holdings Limited

Ceased 10 Jul 2024

Ceased

See All Controllers

Group Structure

LLOYDS BANK GENERAL INSURANCE LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

SCOTTISH WIDOWS GROUP LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

LLOYDS BANKING GROUP PLC united kingdom

LLOYDS BANK INSURANCE SERVICES LIMITED Current Company

CAVENDISH ONLINE LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

LLOYDS BANK INSURANCE SERVICES (DIRECT) LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

Charges

No charges registered

Documents

Company Filings

Date	Category	Description	Document
20 Nov 2025	Capital	Capital Statement Capital Company With Date Currency Figure	View(3 pages)
20 Nov 2025	Resolution	Resolutions	View(2 pages)
20 Nov 2025	Capital	Statement by Directors	View(1 page)
20 Nov 2025	Insolvency	Solvency Statement dated 14/11/25	View(1 page)
14 Nov 2025	Confirmation Statement	Confirmation statement made on 2025-11-14 with no updates	View(3 pages)