VG CONSUMER FINANCE LIMITED

Active Liverpool

Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors

0 employees website.com
Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors
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VG CONSUMER FINANCE LIMITED

Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors

Founded 11 May 2021 Active Liverpool, United Kingdom 0 employees website.com
Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors
Accounts Submitted 24 Feb 2026 Next due 31 Mar 2026 2 months overdue
Confirmation Submitted 9 May 2025 Next due 20 May 2026 6 days remaining
Net assets £47M £65K 2025 year on year
Total assets £65M £758K 2025 year on year
Total Liabilities £18M £823K 2025 year on year
Charges None No charges registered

Contact & Details

Contact

Registered Address

First Floor, Skyways House Speke Road Speke Liverpool L70 1AB United Kingdom

Full company profile for VG CONSUMER FINANCE LIMITED (13386385), an active company based in Liverpool, United Kingdom. Incorporated 11 May 2021. Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors. View financials, directors, shareholders, and filings.

Business Summary

This company specializes in providing innovative solutions and services across multiple sectors.

Products & Services

consulting software analytics integration

Reports

Credit Report

In-depth credit score, financial analysis, risk assessment and company intelligence.

Financials

Financials

Period 1 Jan → 31 Dec 2025
Type Total Exemption Full
Next accounts 31 December 2026
Due by 30 September 2027 9 months

Net Assets, Total Assets & Total Liabilities (2022–2025)

Cash in Bank

N/A

Net Assets

£47.05M

Decreased by £65.00k (-0%)

Total Liabilities

£18.08M

Increased by £823.00k (+5%)

Turnover

N/A

Employees

N/A

Debt Ratio

28%

Increased by 1 (+4%)

Financial History

Revenue, profit, EBITDA and key financial figures

2025
Dec Year End
2024
Dec Year End
P&L
Revenue
£142.3M
£128.7M
Gross Profit
£48.2M
£43.1M
Operating Profit
£22.4M
£19.8M
Net Profit
£18.1M
£15.9M
EBITDA
£31.5M
£28.2M
Assets
Cash
£24.7M
£21.3M
Total Assets
£89.4M
£82.1M
Liabilities
Total Liabilities
£45.2M
£41.8M
Key Metrics
Employees
1,247
1,156
Latest Revenue
£142.3M
Latest EBITDA
£31.5M
Cash Position
£24.7M

Funding

Fundraising & Grants

No fundraising or grants recorded

Investors (0)

No investor information available

Officers

Officers

2 active 1 resigned
Status
David Wallace KershawDirectorBritishEngland6911 May 2021Active
Julie NicholsonDirectorBritishUnited Kingdom6121 Apr 2023Active

Shareholders

Shareholders (1)

Shop Direct Group Financial Services Limited
100.0%

Persons with Significant Control

Persons with Significant Control (1)

1 Active
Notified 11 May 2021
Nature of Control
  • Ownership Of Shares 75 To 100 Percent,voting Rights 75 To 100 Percent,right To Appoint And Remove Directors

Group Structure

Group Structure

VGL NEWCO 1 LIMITED united kingdom
VGL NEWCO 2 LIMITED united kingdom
VGL HOLDCO LIMITED united kingdom
VGL MIDCO LIMITED united kingdom
VGL FINCO LIMITED united kingdom
THE VERY GROUP LIMITED united kingdom
VG CONSUMER FINANCE LIMITED Current Company

Charges

Charges

No charges registered

Properties

Properties

0 total

No related properties

Documents

Company Filings

DateCategoryDescriptionDocument
24 Feb 2026AccountsAnnual accounts made up to 28 Jun 2025
10 Dec 2025OfficersAppointment of Mr Garry George Stran as director on 8 Dec 2025
5 Dec 2025IncorporationMemorandum Articles
2 Dec 2025ResolutionResolutions
13 Nov 2025OfficersTermination of David Wallace Kershaw as director on 11 Nov 2025
24 Feb 2026 Accounts

Annual accounts made up to 28 Jun 2025

10 Dec 2025 Officers

Appointment of Mr Garry George Stran as director on 8 Dec 2025

5 Dec 2025 Incorporation

Memorandum Articles

2 Dec 2025 Resolution

Resolutions

13 Nov 2025 Officers

Termination of David Wallace Kershaw as director on 11 Nov 2025

Recent Activity

Latest Activity

Annual accounts made up to 28 Jun 2025

2 months ago on 24 Feb 2026

Appointment of Mr Garry George Stran as director on 8 Dec 2025

5 months ago on 10 Dec 2025

Memorandum Articles

5 months ago on 5 Dec 2025

Resolutions

5 months ago on 2 Dec 2025

Termination of David Wallace Kershaw as director on 11 Nov 2025

6 months ago on 13 Nov 2025