BRIGHTER LENDING LIMITED

Active Liverpool

Activities auxiliary to financial intermediation n.e.c.

8 employees website.com
Financial services Activities auxiliary to financial intermediation n.e.c.
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BRIGHTER LENDING LIMITED

Activities auxiliary to financial intermediation n.e.c.

Founded 7 Jun 2019 Active Liverpool, England 8 employees website.com
Financial services Activities auxiliary to financial intermediation n.e.c.

Previous Company Names

REFRESH FINANCIAL ADVISERS LIMITED 7 Jun 2019 — 14 Aug 2019
Accounts Submitted 16 Jul 2025 Next due 31 Jul 2026 1 month remaining
Confirmation Submitted 26 Jun 2025 Next due 1 Jul 2026 22 days remaining
Net assets £-2M £824K 2024 year on year
Total assets £2M £421K 2024 year on year
Total Liabilities £4M £1M 2024 year on year
Charges None No charges registered

Contact & Details

Contact

Registered Address

C/O Ashurst Accountancy 17 Duke Street Formby Liverpool L37 4AN England

Telephone

0800 000 0000

Email

info@example.com

Website

www.example.com

Full company profile for BRIGHTER LENDING LIMITED (12038032), an active financial services company based in Liverpool, England. Incorporated 7 Jun 2019. Activities auxiliary to financial intermediation n.e.c.. View financials, directors, shareholders, and filings.

Business Summary

This company specializes in providing innovative solutions and services across multiple sectors.

Products & Services

consulting software analytics integration

Reports

Credit Report

In-depth credit score, financial analysis, risk assessment and company intelligence.

Financials

Financials

Period 1 Nov → 31 Oct 2024
Type micro-entity
Next accounts 31 Oct 2025
Due by 31 Jul 2026 1 month remaining

Net Assets, Total Assets & Total Liabilities (2020–2024)

Cash in Bank

N/A

Net Assets

-£2.12M

Decreased by £824.09k (-64%)

Total Liabilities

£4.09M

Increased by £1.25M (+44%)

Turnover

N/A

Employees

8

Increased by 1 (+14%)

Debt Ratio

207%

Increased by 24 (+13%)

Financial History

Revenue, profit, EBITDA and key financial figures

2024
31 Oct Year End
2023
31 Oct Year End
P&L
Revenue
£142.3M
£128.7M
Gross Profit
£48.2M
£43.1M
Operating Profit
£22.4M
£19.8M
Net Profit
£18.1M
£15.9M
EBITDA
£31.5M
£28.2M
Assets
Cash
£24.7M
£21.3M
Total Assets
£89.4M
£82.1M
Liabilities
Total Liabilities
£45.2M
£41.8M
Key Metrics
Employees
1,247
1,156
Latest Revenue
£142.3M
Latest EBITDA
£31.5M
Cash Position
£24.7M

Funding

Fundraising & Grants

No fundraising or grants recorded

Investors (0)

No investor information available

Share Capital

Share Capital

Share allotments and capital structure

2 Allotments 990 Shares £900 Total
Date FromShare ClassShares AllottedAmount RaisedPrice/Share
24 Oct 2022900£900£900
16 Jan 202090£0£0

Officers

Officers

2 active 1 resigned
Status
Emma McconloughDirectorBritishEngland407 Jun 2019Active
John William HughesDirectorBritishEngland457 May 2020Active

Shareholders

Shareholders (7)

John William Hughes
66.5%
665
Jenna Hughes
10.0%
100

Persons with Significant Control

Persons with Significant Control (2)

2 Active 2 Ceased

John William Hughes

British

Active
Notified 7 May 2020
Residence England
DOB May 1981
Nature of Control
  • Ownership Of Shares 50 To 75 Percent

Emma Mcconlough

British

Active
Notified 31 Jul 2022
Residence England
DOB September 1985
Nature of Control
  • Significant Influence Or Control

Paul Woodworth

Ceased 31 Jul 2022

Ceased
Ceased

Group Structure

Group Structure

BRIGHTER LENDING LIMITED Current Company

Charges

Charges

No charges registered

Properties

Properties

0 total

No related properties

Documents

Company Filings

DateCategoryDescriptionDocument
31 Aug 2025Persons With Significant ControlCessation of Emma Mcconlough as a person with significant control on 31 Aug 2025
31 Aug 2025OfficersTermination of Emma Mcconlough as director on 31 Aug 2025
16 Jul 2025AccountsAnnual accounts made up to 31 Oct 2024
26 Jun 2025Confirmation StatementConfirmation statement made on 17 Jun 2025 with no updates
29 Jul 2024AccountsAnnual accounts made up to 31 Oct 2023
31 Aug 2025 Persons With Significant Control

Cessation of Emma Mcconlough as a person with significant control on 31 Aug 2025

31 Aug 2025 Officers

Termination of Emma Mcconlough as director on 31 Aug 2025

16 Jul 2025 Accounts

Annual accounts made up to 31 Oct 2024

26 Jun 2025 Confirmation Statement

Confirmation statement made on 17 Jun 2025 with no updates

29 Jul 2024 Accounts

Annual accounts made up to 31 Oct 2023

Recent Activity

Latest Activity

Cessation of Emma Mcconlough as a person with significant control on 31 Aug 2025

9 months ago on 31 Aug 2025

Termination of Emma Mcconlough as director on 31 Aug 2025

9 months ago on 31 Aug 2025

Annual accounts made up to 31 Oct 2024

10 months ago on 16 Jul 2025

Confirmation statement made on 17 Jun 2025 with no updates

11 months ago on 26 Jun 2025

Annual accounts made up to 31 Oct 2023

1 years ago on 29 Jul 2024