ARMA KARMA LIMITED

Active Colchester

Activities of insurance agents and brokers

6 employees website.com
Financial services Activities of insurance agents and brokers
A

ARMA KARMA LIMITED

Activities of insurance agents and brokers

Founded 17 May 2019 Active Colchester, England 6 employees website.com
Financial services Activities of insurance agents and brokers
Accounts Submitted 15 Sept 2025 Next due 30 Sept 2026 5 months remaining
Confirmation Submitted 21 Oct 2025 Next due 26 Oct 2026 6 months remaining
Net assets £-528K £272K 2024 year on year
Total assets £5K £86K 2024 year on year
Total Liabilities £533K £187K 2024 year on year
Charges None No charges registered

Contact & Details

Contact

Registered Address

Innovation Centre, Knowledge Gateway Boundary Road Colchester CO4 3ZQ England

Telephone

0800 000 0000

Email

info@example.com

Website

www.example.com

Full company profile for ARMA KARMA LIMITED (12002692), an active financial services company based in Colchester, England. Incorporated 17 May 2019. Activities of insurance agents and brokers. View financials, directors, shareholders, and filings.

Business Summary

This company specializes in providing innovative solutions and services across multiple sectors.

Products & Services

consulting software analytics integration

Reports

Credit Report

In-depth credit score, financial analysis, risk assessment and company intelligence.

Financials

Financials

Period 1 Jan → 31 Dec 2024
Type Total Exemption Full
Next accounts 31 December 2025
Due by 30 September 2026 9 months

Net Assets, Total Assets & Total Liabilities (2020–2024)

Cash in Bank

N/A

Net Assets

-£527.84k

Decreased by £272.21k (-106%)

Total Liabilities

£532.72k

Increased by £186.68k (+54%)

Turnover

N/A

Employees

6

Debt Ratio

10919%

Increased by 10536 (+2751%)

Financial History

Revenue, profit, EBITDA and key financial figures

2024
Dec Year End
2023
Dec Year End
P&L
Revenue
£142.3M
£128.7M
Gross Profit
£48.2M
£43.1M
Operating Profit
£22.4M
£19.8M
Net Profit
£18.1M
£15.9M
EBITDA
£31.5M
£28.2M
Assets
Cash
£24.7M
£21.3M
Total Assets
£89.4M
£82.1M
Liabilities
Total Liabilities
£45.2M
£41.8M
Key Metrics
Employees
1,247
1,156
Latest Revenue
£142.3M
Latest EBITDA
£31.5M
Cash Position
£24.7M

Funding

Fundraising & Grants

Funding Rounds 2

Investors (3)

Investor NameInvestor SinceParticipating Rounds
Investor 1Apr 2023Seed
Investor 2Apr 2023Seed
Investor 3Apr 2023Seed

Share Capital

Share Capital

Share allotments and capital structure

11 Allotments 72,077 Shares £1.99m Total
Date FromShare ClassShares AllottedAmount RaisedPrice/Share
5 Apr 20244,201£165k£39.287
26 Jan 20243,911£150k£38.346
7 Jan 202313,691£525k£38.346
7 Jan 20238,475£325k£38.346
6 Jan 202319,866£500k£25.169

Officers

Officers

2 active 1 resigned
Status
Benjamin Thomas SmythDirectorBritishEngland3417 May 2019Active
Christian FrognerSecretaryUnknownUnknown16 Aug 2019Active

Shareholders

Shareholders (43)

Bspoke Insurance Group Limited
95.1%
164,612
Bspoke Insurance Group Limited
4.9%
8,475

Persons with Significant Control

Persons with Significant Control (1)

1 Active 2 Ceased
Active
Notified 25 Oct 2024
Nature of Control
  • Ownership Of Shares 75 To 100 Percent,voting Rights 75 To 100 Percent,right To Appoint And Remove Directors

Benjamin Thomas Smyth

Ceased 25 Oct 2024

Ceased

Christian Frogner

Ceased 25 Oct 2024

Ceased

Group Structure

Group Structure

HAY WAIN GROUP LIMITED united kingdom
HW DIRECTORS LIMITED united kingdom
ARMA KARMA LIMITED Current Company

Charges

Charges

No charges registered

Properties

Properties

0 total

No related properties

Documents

Company Filings

DateCategoryDescriptionDocument
21 Oct 2025Confirmation StatementConfirmation statement made on 12 Oct 2025 with updates
23 Sept 2025OfficersChange to director Mr Benjamin Thomas Smyth on 19 Sept 2025
15 Sept 2025AccountsAnnual accounts made up to 24 Oct 2025
18 Aug 2025AccountsAnnual accounts made up to 24 Oct 2024
15 May 2025AccountsAnnual accounts made up to 31 Oct 2024
21 Oct 2025 Confirmation Statement

Confirmation statement made on 12 Oct 2025 with updates

23 Sept 2025 Officers

Change to director Mr Benjamin Thomas Smyth on 19 Sept 2025

15 Sept 2025 Accounts

Annual accounts made up to 24 Oct 2025

18 Aug 2025 Accounts

Annual accounts made up to 24 Oct 2024

15 May 2025 Accounts

Annual accounts made up to 31 Oct 2024

Recent Activity

Latest Activity

Confirmation statement made on 12 Oct 2025 with updates

6 months ago on 21 Oct 2025

Change to director Mr Benjamin Thomas Smyth on 19 Sept 2025

7 months ago on 23 Sept 2025

Annual accounts made up to 24 Oct 2025

7 months ago on 15 Sept 2025

Annual accounts made up to 24 Oct 2024

8 months ago on 18 Aug 2025

Annual accounts made up to 31 Oct 2024

11 months ago on 15 May 2025