MONZO BANK LIMITED

Active London

Banks

3,786 employees website.com
Financial services BanksFinancial intermediation not elsewhere classified
M

MONZO BANK LIMITED

Banks

Founded 18 Feb 2015 Active London, England 3,786 employees website.com
Financial services BanksFinancial intermediation not elsewhere classified

Previous Company Names

FOCUS FS LIMITED 18 Feb 2015 — 21 Oct 2016
Accounts Submitted 1 Sept 2025 Next due 31 Dec 2026 8 months remaining
Confirmation Submitted 11 Nov 2025 Next due 25 Nov 2026 7 months remaining
Net assets £903M £304M 2024 year on year
Total assets £18,261M £5,296M 2024 year on year
Total Liabilities £0
Charges 4
2 outstanding 2 satisfied

Contact & Details

Contact

Registered Address

Broadwalk House 5 Appold Street London EC2A 2AG England

Telephone

0800 000 0000

Email

info@example.com

Website

www.example.com

Full company profile for MONZO BANK LIMITED (09446231), an active financial services company based in London, England. Incorporated 18 Feb 2015. Banks. View financials, directors, shareholders, and filings.

Business Summary

This company specializes in providing innovative solutions and services across multiple sectors.

Products & Services

consulting software analytics integration

Reports

Credit Report

In-depth credit score, financial analysis, risk assessment and company intelligence.

Financials

Financials

Period 1 Jan → 31 Dec 2024
Type Total Exemption Full
Next accounts 31 December 2025
Due by 30 September 2026 9 months

Net Assets, Total Assets & Total Liabilities (2017–2024)

Cash in Bank

N/A

Net Assets

£902.65M

Increased by £303.74M (+51%)

Total Liabilities

N/A

Turnover

£884.74M

Increased by £194.11M (+28%)

Employees

3786

Increased by 667 (+21%)

Debt Ratio

N/A

Financial History

Revenue, profit, EBITDA and key financial figures

2024
Dec Year End
2023
Dec Year End
P&L
Revenue
£142.3M
£128.7M
Gross Profit
£48.2M
£43.1M
Operating Profit
£22.4M
£19.8M
Net Profit
£18.1M
£15.9M
EBITDA
£31.5M
£28.2M
Assets
Cash
£24.7M
£21.3M
Total Assets
£89.4M
£82.1M
Liabilities
Total Liabilities
£45.2M
£41.8M
Key Metrics
Employees
1,247
1,156
Latest Revenue
£142.3M
Latest EBITDA
£31.5M
Cash Position
£24.7M

Funding

Fundraising & Grants

Funding Rounds 15
Grants 1

Investors (29)

Investor NameInvestor SinceParticipating Rounds
Investor 9Apr 2015Series E+, Series B, Seed, Series C
Investor 10Feb 2016Crowdfunding
Investor 8Feb 2017Series E+, Series C

Share Capital

Share Capital

Share allotments and capital structure

5 Allotments 56,214,412 Shares £320.40m Total
Date FromShare ClassShares AllottedAmount RaisedPrice/Share
15 Aug 202515,000,000£15.00m£1
12 Mar 202515,519,568£115.00m£7.41
12 Mar 202515,519,568£115.00m£7.41
12 Mar 202553,819£399k£7.41
28 Mar 202410,121,457£75.00m£7.41

Officers

Officers

1 active 2 resigned
Status
Elizabeth Frances RunhamDirectorBritishUnited Kingdom501 Mar 2022Active

Shareholders

Shareholders (1)

Monzo Bank Holding Group Limited
100.0%
41,807,801

Persons with Significant Control

Persons with Significant Control (1)

1 Active 2 Ceased
Active
Notified 12 Sept 2023
Nature of Control
  • Ownership Of Shares 75 To 100 Percent,voting Rights 75 To 100 Percent,right To Appoint And Remove Directors

Passion Capital Fs (gp) Llp

Ceased 11 Feb 2021

Ceased

Passion Capital Fs Lp

Ceased 6 Apr 2016

Ceased

Group Structure

Group Structure

MONZO BANK LIMITED Current Company

Charges

Charges

2 outstanding 2 satisfied

Properties

Properties

2 leasehold 2 total
AddressTenurePrice PaidDate Added
Ground Floor, Broadwalk House, Appold Street, London (EC2A 2AG) CITY OF LONDON
Leasehold-31 Oct 2023
Broadwalk House, 5 Appold Street, London (EC2A 2AG) CITY OF LONDON
Leasehold-31 Oct 2023
Ground Floor, Broadwalk House, Appold Street, London (EC2A 2AG)
Leasehold
Added 31 Oct 2023
District CITY OF LONDON
Broadwalk House, 5 Appold Street, London (EC2A 2AG)
Leasehold
Added 31 Oct 2023
District CITY OF LONDON

Documents

Company Filings

DateCategoryDescriptionDocument
13 Feb 2026OfficersAppointment of Diana Louise Patricia Layfield as director on 2026-02-01
11 Feb 2026OfficersTermination of Anil Sai Tummalapalli as director on 2026-02-01
11 Nov 2025Confirmation StatementConfirmation statement made on 2025-11-11 with updates
16 Oct 2025OfficersAppointment of Karen Alexandra Smith Peacock as director on 2025-10-13
16 Oct 2025OfficersAppointment of Mr Spencer George Lake as director on 2025-10-13
13 Feb 2026 Officers

Appointment of Diana Louise Patricia Layfield as director on 2026-02-01

11 Feb 2026 Officers

Termination of Anil Sai Tummalapalli as director on 2026-02-01

11 Nov 2025 Confirmation Statement

Confirmation statement made on 2025-11-11 with updates

16 Oct 2025 Officers

Appointment of Karen Alexandra Smith Peacock as director on 2025-10-13

16 Oct 2025 Officers

Appointment of Mr Spencer George Lake as director on 2025-10-13

Recent Activity

Latest Activity

Appointment of Diana Louise Patricia Layfield as director on 2026-02-01

2 months ago on 13 Feb 2026

Termination of Anil Sai Tummalapalli as director on 2026-02-01

2 months ago on 11 Feb 2026

Confirmation statement made on 2025-11-11 with updates

5 months ago on 11 Nov 2025

Appointment of Karen Alexandra Smith Peacock as director on 2025-10-13

6 months ago on 16 Oct 2025

Appointment of Mr Spencer George Lake as director on 2025-10-13

6 months ago on 16 Oct 2025