WEST ONE SECURED LOANS LIMITED

Active Watford

Other credit granting n.e.c.

48 employees website.com
Financial services Other credit granting n.e.c.
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WEST ONE SECURED LOANS LIMITED

Other credit granting n.e.c.

Founded 5 Feb 2015 Active Watford, United Kingdom 48 employees website.com
Financial services Other credit granting n.e.c.

Previous Company Names

AURA FINANCE (NO.2) LIMITED 29 May 2015 — 27 Sept 2016
DE FACTO 2164 LIMITED 5 Feb 2015 — 29 May 2015
Accounts Submitted 5 Sept 2025 Next due 30 Sept 2026 4 months remaining
Confirmation Submitted 26 Jan 2026 Next due 6 Feb 2027 8 months remaining
Net assets £46M £11M 2023 year on year
Total assets £900M £111M 2023 year on year
Total Liabilities £853M £100M 2023 year on year
Charges 2
2 satisfied

Contact & Details

Contact

Registered Address

Third Floor The Edward Hyde Building 38 Clarendon Road Watford WD17 1JW United Kingdom

Telephone

0800 000 0000

Email

info@example.com

Website

www.example.com

Full company profile for WEST ONE SECURED LOANS LIMITED (09425230), an active financial services company based in Watford, United Kingdom. Incorporated 5 Feb 2015. Other credit granting n.e.c.. View financials, directors, shareholders, and filings.

Business Summary

This company specializes in providing innovative solutions and services across multiple sectors.

Products & Services

consulting software analytics integration

Reports

Credit Report

In-depth credit score, financial analysis, risk assessment and company intelligence.

Financials

Financials

Period 1 Jan → 31 Dec 2023
Type Total Exemption Full
Next accounts 31 December 2024
Due by 30 September 2025 9 months

Balance Sheet & P&L (2015–2023)

Cash in Bank

£8.38M

Increased by £5.39M (+180%)

Net Assets

£46.19M

Increased by £11.13M (+32%)

Total Liabilities

£853.43M

Increased by £99.64M (+13%)

Turnover

£76.23M

Increased by £32.52M (+74%)

Employees

48

Decreased by 7 (-13%)

Debt Ratio

95%

Decreased by 1 (-1%)

Financial History

Revenue, profit, EBITDA and key financial figures

2023
Dec Year End
2022
Dec Year End
P&L
Revenue
£142.3M
£128.7M
Gross Profit
£48.2M
£43.1M
Operating Profit
£22.4M
£19.8M
Net Profit
£18.1M
£15.9M
EBITDA
£31.5M
£28.2M
Assets
Cash
£24.7M
£21.3M
Total Assets
£89.4M
£82.1M
Liabilities
Total Liabilities
£45.2M
£41.8M
Key Metrics
Employees
1,247
1,156
Latest Revenue
£142.3M
Latest EBITDA
£31.5M
Cash Position
£24.7M

Funding

Fundraising & Grants

No fundraising or grants recorded

Investors (0)

No investor information available

Share Capital

Share Capital

Share allotments and capital structure

4 Allotments 8,001,998 Shares £28.00m Total
Date FromShare ClassShares AllottedAmount RaisedPrice/Share
30 Jun 20201,000£10.00m£10k
24 Apr 20191,000£10.00m£10k
24 Oct 20172,000,000£2.00m£1
2 Oct 20175,999,998£6.00m£1

Officers

Officers

3 active
Status
Danny Stephen WatersDirectorBritishEngland4128 May 2015Active
Mark PrestonDirectorBritishUnited Kingdom663 Apr 2023Active
Stephen Andrew HoggDirectorBritishUnited Kingdom4411 Oct 2019Active

Shareholders

Shareholders (1)

West One Secured Loans Holdings Limited
100.0%

Persons with Significant Control

Persons with Significant Control (1)

1 Active
Notified 6 Apr 2016
Nature of Control
  • Ownership Of Shares 75 To 100 Percent,voting Rights 75 To 100 Percent

Group Structure

Group Structure

WEST ONE SECURED LOANS LIMITED Current Company

Charges

Charges

2 satisfied

Properties

Properties

0 total

No related properties

Documents

Company Filings

DateCategoryDescriptionDocument
26 Jan 2026Confirmation StatementConfirmation statement made on 23 Jan 2026 with no updates
5 Sept 2025AccountsAnnual accounts made up to 31 Dec 2024
19 Feb 2025Confirmation StatementConfirmation statement made on 5 Feb 2025 with no updates
26 Jul 2024AccountsAnnual accounts made up to 31 Dec 2023
19 Feb 2024Confirmation StatementConfirmation statement made on 5 Feb 2024 with no updates
26 Jan 2026 Confirmation Statement

Confirmation statement made on 23 Jan 2026 with no updates

5 Sept 2025 Accounts

Annual accounts made up to 31 Dec 2024

19 Feb 2025 Confirmation Statement

Confirmation statement made on 5 Feb 2025 with no updates

26 Jul 2024 Accounts

Annual accounts made up to 31 Dec 2023

19 Feb 2024 Confirmation Statement

Confirmation statement made on 5 Feb 2024 with no updates

Recent Activity

Latest Activity

Confirmation statement made on 23 Jan 2026 with no updates

3 months ago on 26 Jan 2026

Annual accounts made up to 31 Dec 2024

8 months ago on 5 Sept 2025

Confirmation statement made on 5 Feb 2025 with no updates

1 years ago on 19 Feb 2025

Annual accounts made up to 31 Dec 2023

1 years ago on 26 Jul 2024

Confirmation statement made on 5 Feb 2024 with no updates

2 years ago on 19 Feb 2024