CLEVER FINANCIAL SERVICES LTD

Active Harrow

Activities of mortgage finance companies

3 employees website.com
Financial services Activities of mortgage finance companies
C

CLEVER FINANCIAL SERVICES LTD

Activities of mortgage finance companies

Founded 17 Nov 2014 Active Harrow, England 3 employees website.com
Financial services Activities of mortgage finance companies
Accounts Submitted 31 Dec 2025 Next due 30 Sept 2026 4 months remaining
Confirmation Submitted 5 Feb 2026 Next due 1 Dec 2026 6 months remaining
Net assets £105K £5K 2024 year on year
Total assets £305K £96K 2024 year on year
Total Liabilities £199K £101K 2024 year on year
Charges None No charges registered

Contact & Details

Contact

Registered Address

No. 1 87 Kenton Road Harrow HA3 0AH England

Telephone

0800 000 0000

Email

info@example.com

Website

www.example.com

Full company profile for CLEVER FINANCIAL SERVICES LTD (09313578), an active financial services company based in Harrow, England. Incorporated 17 Nov 2014. Activities of mortgage finance companies. View financials, directors, shareholders, and filings.

Business Summary

This company specializes in providing innovative solutions and services across multiple sectors.

Products & Services

consulting software analytics integration

Reports

Credit Report

In-depth credit score, financial analysis, risk assessment and company intelligence.

Financials

Financials

Period 1 Jan → 31 Dec 2024
Type Total Exemption Full
Next accounts 31 December 2025
Due by 30 September 2026 9 months

Net Assets, Total Assets & Total Liabilities (2015–2024)

Cash in Bank

N/A

Net Assets

£105.44k

Decreased by £5.10k (-5%)

Total Liabilities

£199.38k

Increased by £101.20k (+103%)

Turnover

N/A

Employees

3

Debt Ratio

65%

Increased by 18 (+38%)

Financial History

Revenue, profit, EBITDA and key financial figures

2024
Dec Year End
2023
Dec Year End
P&L
Revenue
£142.3M
£128.7M
Gross Profit
£48.2M
£43.1M
Operating Profit
£22.4M
£19.8M
Net Profit
£18.1M
£15.9M
EBITDA
£31.5M
£28.2M
Assets
Cash
£24.7M
£21.3M
Total Assets
£89.4M
£82.1M
Liabilities
Total Liabilities
£45.2M
£41.8M
Key Metrics
Employees
1,247
1,156
Latest Revenue
£142.3M
Latest EBITDA
£31.5M
Cash Position
£24.7M

Funding

Fundraising & Grants

No fundraising or grants recorded

Investors (0)

No investor information available

Officers

Officers

1 active
Status
Bhavik GoradiaDirectorBritishEngland4617 Nov 2014Active

Shareholders

Shareholders (1)

Bhavik Goradia
100.0%

Persons with Significant Control

Persons with Significant Control (1)

1 Active 1 Ceased

Bhavik Goradia

British

Active
Notified 17 Nov 2016
Residence England
DOB August 1979
Nature of Control
  • Ownership Of Shares 75 To 100 Percent

Bhavik Goradia

Ceased 17 Nov 2018

Ceased

Group Structure

Group Structure

CLEVER FINANCIAL SERVICES LTD Current Company
COLE HARDING LTD united kingdom

Charges

Charges

No charges registered

Properties

Properties

1 leasehold 1 total
AddressTenurePrice PaidDate Added
11 Northumberland Park, London (N17 0TA) HARINGEY
Leasehold-7 Sept 2018
11 Northumberland Park, London (N17 0TA)
Leasehold
Added 7 Sept 2018
District HARINGEY

Documents

Company Filings

DateCategoryDescriptionDocument
5 Feb 2026Confirmation StatementConfirmation statement made on 17 Nov 2025 with no updates
31 Dec 2025AccountsAnnual accounts made up to 31 Dec 2024
16 Dec 2024Confirmation StatementConfirmation statement made on 17 Nov 2024 with no updates
8 Nov 2024AccountsAnnual accounts made up to 31 Dec 2023
30 Sept 2024AccountsAnnual accounts made up to 31 Dec 2023
5 Feb 2026 Confirmation Statement

Confirmation statement made on 17 Nov 2025 with no updates

31 Dec 2025 Accounts

Annual accounts made up to 31 Dec 2024

16 Dec 2024 Confirmation Statement

Confirmation statement made on 17 Nov 2024 with no updates

8 Nov 2024 Accounts

Annual accounts made up to 31 Dec 2023

30 Sept 2024 Accounts

Annual accounts made up to 31 Dec 2023

Recent Activity

Latest Activity

Confirmation statement made on 17 Nov 2025 with no updates

3 months ago on 5 Feb 2026

Annual accounts made up to 31 Dec 2024

4 months ago on 31 Dec 2025

Confirmation statement made on 17 Nov 2024 with no updates

1 years ago on 16 Dec 2024

Annual accounts made up to 31 Dec 2023

1 years ago on 8 Nov 2024

Annual accounts made up to 31 Dec 2023

1 years ago on 30 Sept 2024