FIRST MORTGAGE LIMITED - Profile & Financials

Accounts Submitted 1 Oct 2025

Confirmation Statement Submitted 31 Oct 2025

Net assets £0.00

Total assets £3.38M £971.00K 2023 year on year

Total Liabilities £3.38M £971.00K 2023 year on year

Charges 1

1 outstanding

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Contact & Details

Contact

Update Details

Registered Address

30 Walker Street Edinburgh EH3 7HR Scotland

Office (Dundee)

23-25 Crichton St, Dundee DD1 3AR

Telephone

0131 220 6205

Website

firstmortgage.co.uk

Credit Report

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Mutual Companies

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Financials

Period 1 Jan → 31 Dec 2023

Type Total Exemption Full

Next accounts 31 December 2024

Due by 30 September 2025 9 months

Net Assets, Total Assets & Total Liabilities (2014–2023)

Cash in Bank

N/A

Net Assets

N/A

Total Liabilities

£3.38M

Increased by £971.00k (+40%)

Turnover

£21.28M

Increased by £21.25M (+81738%)

Employees

Debt Ratio

100%

Financial History

Revenue, profit, EBITDA and key financial figures

	2023 Dec Year End	2022 Dec Year End
P&L
Revenue	£142.3M	£128.7M
Gross Profit	£48.2M	£43.1M
Operating Profit	£22.4M	£19.8M
Net Profit	£18.1M	£15.9M
EBITDA	£31.5M	£28.2M
Assets
Cash	£24.7M	£21.3M
Total Assets	£89.4M	£82.1M
Liabilities
Total Liabilities	£45.2M	£41.8M
Key Metrics
Employees	1,247	1,156

Latest Revenue

£142.3M

Latest EBITDA

£31.5M

Cash Position

£24.7M

Funding

Fundraising & Grants

No fundraising or grants recorded

Investors (0)

No investor information available

Officers

4 active 6 resigned

Show resigned officers

						Status
Benjamin David Thompson	Director	British	United Kingdom	56	2 Jul 2019	Active
Emilie Nadia Marcelline Burgaud Mccarthy	Director	French	England	45	18 Jun 2024	Active
Ian Robert Mcgrail	Director	British	United Kingdom	46	12 Aug 2019	Active
Peter Christopher Steven Brodnicki	Director	British	United Kingdom	63	2 Jul 2019	Active

Shareholders

Shareholders (3)


First Mortgage Direct Limited	100.0%	2	Ordinary	4 Aug 2020
Robert Lawrence Mcgrail	0.0%	0	Ordinary	4 Aug 2020
Ian Robert Mcgrail	0.0%	0	Ordinary	4 Aug 2020

Persons with Significant Control

Persons with Significant Control (1)

1 Active 2 Ceased

First Mortgage Direct Limited

United Kingdom

Active

Notified 14 Jun 2019

Nature of Control

Ownership Of Shares 75 To 100 Percent
Voting Rights 75 To 100 Percent
Right To Appoint And Remove Directors

Ian Robert Mcgrail

Ceased 14 Jun 2019

Ceased

Robert Lawrence Mcgrail

Ceased 14 Jun 2019

Ceased

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Group Structure

FIRST MORTGAGE DIRECT LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

MORTGAGE ADVICE BUREAU LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

MORTGAGE ADVICE BUREAU (HOLDINGS) PLC united kingdom

FIRST MORTGAGE LIMITED Current Company

Charges

1 outstanding

Documents

Company Filings

Date	Category	Description	Document
15 Dec 2025	Officers	Change to director Mr Ian Robert Mcgrail on 2025-12-08	View(2 pages)
31 Oct 2025	Confirmation Statement	Confirmation statement made on 2025-10-21 with no updates	View(3 pages)
1 Oct 2025	Accounts	Annual accounts filed	View(192 pages)
1 Oct 2025	Accounts	Annual accounts made up to 2024-12-31	View(13 pages)
29 Sept 2025	Officers	Change to director Mr Ian Robert Mcgrail on 2023-06-01	View(2 pages)