TESCO PERSONAL FINANCE LIMITED - Profile & Financials

Accounts Submitted 13 May 2025

Confirmation Statement Submitted 19 Mar 2025

Net assets £821.90M £293.60M 2024 year on year

Total assets £967.60M £9286.10M 2024 year on year

Total Liabilities £0.00

Charges 1

1 satisfied

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Contact & Details

Contact

Update Details

Registered Address

2 South Gyle Crescent Edinburgh EH12 9FQ United Kingdom

Office (KENT)

Tesco Express, Dover Rd, KENT CT19 6NH

Telephone

0345 030 6124

apisupport@tescobank.com

Website

tescobank.com

Credit Report

Discover TESCO PERSONAL FINANCE LIMITED's Credit Score, limit, and payment likelihood.

Mutual Companies

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Financials

Period 1 Jan → 31 Dec 2024

Type Total Exemption Full

Next accounts 31 December 2025

Due by 30 September 2026 9 months

Net Assets, Total Assets & Total Liabilities (2013–2024)

Cash in Bank

N/A

Net Assets

£821.90M

Decreased by £293.60M (-26%)

Total Liabilities

N/A

Turnover

£350.40M

Decreased by £358.50M (-51%)

Employees

2632

Decreased by 961 (-27%)

Debt Ratio

N/A

Financial History

Revenue, profit, EBITDA and key financial figures

	2024 Dec Year End	2023 Dec Year End
P&L
Revenue	£142.3M	£128.7M
Gross Profit	£48.2M	£43.1M
Operating Profit	£22.4M	£19.8M
Net Profit	£18.1M	£15.9M
EBITDA	£31.5M	£28.2M
Assets
Cash	£24.7M	£21.3M
Total Assets	£89.4M	£82.1M
Liabilities
Total Liabilities	£45.2M	£41.8M
Key Metrics
Employees	1,247	1,156

Latest Revenue

£142.3M

Latest EBITDA

£31.5M

Cash Position

£24.7M

Funding

Fundraising & Grants

No fundraising or grants recorded

Investors (0)

No investor information available

Share Capital

Share allotments and capital structure

13 Allotments 742,000,000 Shares £742.00m Total

Date From	Share Class	Shares Allotted	Amount Raised	Price/Share
22 Jul 2013	ORDINARY	140,000,000	£140.00m	£1
26 Apr 2012	ORDINARY	45,000,000	£45.00m	£45.00m
28 Sept 2011	ORDINARY	61,500,000	£61.50m	£61.50m
10 Mar 2011	ORDINARY	50,000,000	£50.00m	£50.00m
25 Feb 2011	ORDINARY	147,500,000	£147.50m	£1

Officers

7 active 74 resigned

Show resigned officers

						Status
Caroline Frances Ramsay	Director	British	United Kingdom	63	1 Nov 2024	Active
Craig Peter Bundell	Director	British	United Kingdom	45	4 Jul 2025	Active
Elizabeth Mary Buckley	Director	Irish	United Kingdom	57	9 Dec 2021	Active
Gail Evelyn Stivey	Secretary	Unknown	Unknown	—	4 Jul 2025	Active
Gillian Barbara Cass	Director	British	United Kingdom	49	29 Nov 2024	Active
Margot Cronin	Director	Irish	United Kingdom	62	1 Nov 2024	Active
Peter Damien Manchester	Director	British	United Kingdom	63	23 Jan 2025	Active

Shareholders

Shareholders (1)


Tesco Personal Finance Group Limited	100.0%	349,900,000	Ordinary	19 Mar 2025

Persons with Significant Control

Persons with Significant Control (1)

1 Active

Tesco Personal Finance Group Plc

United Kingdom

Active

Notified 6 Apr 2016

Nature of Control

Ownership Of Shares 75 To 100 Percent
Voting Rights 75 To 100 Percent
Right To Appoint And Remove Directors

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Group Structure

TESCO PERSONAL FINANCE GROUP LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

TESCO PLC united kingdom

TESCO PERSONAL FINANCE LIMITED Current Company

Charges

1 satisfied

Documents

Company Filings

Date	Category	Description	Document
7 Nov 2025	Officers	Appointment of Mrs Julie Louise Currie as director on 2025-10-31	View(2 pages)
11 Jul 2025	Officers	Appointment of Gail Evelyn Stivey as director on 2025-07-04	View(2 pages)
11 Jul 2025	Officers	Termination of Patricia Lynne Mitchell as director on 2025-07-04	View(1 page)
11 Jul 2025	Officers	Appointment of Craig Peter Bundell as director on 2025-07-04	View(2 pages)
13 May 2025	Accounts	Annual accounts made up to 2025-02-28	View(66 pages)