CompanyTrack
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LUCRA MORTGAGES LIMITED

Active Marshfield

Activities of mortgage finance companies

18 employees Website
Financial services Activities of mortgage finance companies
L

LUCRA MORTGAGES LIMITED

Activities of mortgage finance companies

Founded 31 Mar 2021 Active Marshfield, United Kingdom 18 employees lucramortgages.co.uk
Financial services Activities of mortgage finance companies
Accounts Submitted 11 Nov 2025
Confirmation Statement Submitted 15 Apr 2025
Net assets £116.94K £65.64K 2024 year on year
Total assets £277.38K £70.91K 2024 year on year
Total Liabilities £160.43K £5.27K 2024 year on year
Charges None No charges registered

AI Analysis

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Contact & Details

Registered Address

Space 365 Tormarton Road Marshfield SN14 8SR United Kingdom

Office (London)

35 New Broad Street House, New Broad Street, EC2M 1NH

Telephone

0122 597 0352

Credit Report

Discover LUCRA MORTGAGES LIMITED's Credit Score, limit, and payment likelihood.

Mutual Companies

Financials

Financials

Period 1 Jan → 31 Dec 2024
Type Total Exemption Full
Next accounts 31 December 2025
Due by 30 September 2026 9 months

Net Assets, Total Assets & Total Liabilities (2021–2024)

Cash in Bank

£180.42k

Increased by £137.09k (+316%)

Net Assets

£116.94k

Decreased by £65.64k (-36%)

Total Liabilities

£160.43k

Decreased by £5.27k (-3%)

Turnover

N/A

Employees

18

Increased by 6 (+50%)

Debt Ratio

58%

Increased by 10 (+21%)

Financial History

Revenue, profit, EBITDA and key financial figures

2024
Dec Year End
2023
Dec Year End
P&L
Revenue
£142.3M
£128.7M
Gross Profit
£48.2M
£43.1M
Operating Profit
£22.4M
£19.8M
Net Profit
£18.1M
£15.9M
EBITDA
£31.5M
£28.2M
Assets
Cash
£24.7M
£21.3M
Total Assets
£89.4M
£82.1M
Liabilities
Total Liabilities
£45.2M
£41.8M
Key Metrics
Employees
1,247
1,156
Latest Revenue
£142.3M
Latest EBITDA
£31.5M
Cash Position
£24.7M

Funding

Fundraising & Grants

No fundraising or grants recorded

Investors (0)

No investor information available

Share Capital

Share Capital

Share allotments and capital structure

1 Allotment 100 Shares £100 Total
Date FromShare ClassShares AllottedAmount RaisedPrice/Share
23 Aug 2022100£100£1

Officers

Officers

2 active 3 resigned
Status
Benjamin Andrew TaddDirectorBritishEngland4031 Mar 2021Active
Ian Robert McgrailDirectorBritishUnited Kingdom4621 Mar 2025Active

Shareholders

Shareholders (5)

First Mortgage Direct Limited
50.0%
10015 Apr 2025
Neil Catley
0.0%
015 Apr 2025
Mr Michael Aldridge
0.0%
015 Apr 2025

Persons with Significant Control

Persons with Significant Control (1)

1 Active 5 Ceased

First Mortgage Direct Limited

United Kingdom

Active
Notified 21 Mar 2025
Nature of Control
  • Ownership Of Shares 75 To 100 Percent
  • Voting Rights 75 To 100 Percent
  • Right To Appoint And Remove Directors

Neil Catley

Ceased 23 Aug 2022

Ceased

Benjamin Andrew Tadd

Ceased 23 Aug 2022

Ceased

Michael Paul Aldridge

Ceased 21 Mar 2025

Ceased

Benjamin Andrew Tadd

Ceased 21 Mar 2025

Ceased

Darren James Sharpe

Ceased 23 Aug 2022

Ceased

Group Structure

Group Structure

FIRST MORTGAGE DIRECT LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors
MORTGAGE ADVICE BUREAU LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors
LUCRA MORTGAGES LIMITED Current Company

Charges

Charges

No charges registered

Documents

Company Filings

DateCategoryDescriptionDocument
15 Dec 2025OfficersChange to director Mr Ian Robert Mcgrail on 2025-12-08View(2 pages)
11 Nov 2025OfficersAppointment of Mr Benjamin David Thompson as director on 2025-10-16View(2 pages)
11 Nov 2025AccountsAnnual accounts made up to 2025-03-31View(1 page)
11 Nov 2025OfficersAppointment of Mr Peter Christopher Steven Brodnicki as director on 2025-10-16View(2 pages)
11 Nov 2025OfficersAppointment of Ms Emilie Nadia Marcelline Burgaud Mccarthy as director on 2025-10-16View(2 pages)
15 Dec 2025 Officers

Change to director Mr Ian Robert Mcgrail on 2025-12-08

11 Nov 2025 Officers

Appointment of Mr Benjamin David Thompson as director on 2025-10-16

11 Nov 2025 Accounts

Annual accounts made up to 2025-03-31

11 Nov 2025 Officers

Appointment of Mr Peter Christopher Steven Brodnicki as director on 2025-10-16

11 Nov 2025 Officers

Appointment of Ms Emilie Nadia Marcelline Burgaud Mccarthy as director on 2025-10-16

Recent Activity

Latest Activity

Change to director Mr Ian Robert Mcgrail on 2025-12-08

2 months ago on 15 Dec 2025

Appointment of Mr Benjamin David Thompson as director on 2025-10-16

3 months ago on 11 Nov 2025

Annual accounts made up to 2025-03-31

3 months ago on 11 Nov 2025

Appointment of Mr Peter Christopher Steven Brodnicki as director on 2025-10-16

3 months ago on 11 Nov 2025

Appointment of Ms Emilie Nadia Marcelline Burgaud Mccarthy as director on 2025-10-16

3 months ago on 11 Nov 2025