OPTIMUM CREDIT LIMITED

Active Cardiff

Financial intermediation not elsewhere classified

0 employees website.com
Financial intermediation not elsewhere classified
O

OPTIMUM CREDIT LIMITED

Financial intermediation not elsewhere classified

Founded 3 Apr 2020 Active Cardiff, Wales 0 employees website.com
Financial intermediation not elsewhere classified

Previous Company Names

UK MORTGAGE LENDING LTD 23 Oct 2020 — 21 Jan 2022
NAGA FUNDING NO.2 LIMITED 3 Apr 2020 — 23 Oct 2020
Accounts Submitted 3 Sept 2025 Next due 30 Sept 2026 4 months remaining
Confirmation Submitted 21 Apr 2026 Next due 10 Apr 2027 11 months remaining
Net assets £1 £0 2023 year on year
Total assets £1 £0 2023 year on year
Total Liabilities £0
Charges None No charges registered

Contact & Details

Contact

Registered Address

4 Capital Quarter Tyndall Street Cardiff Wales CF10 4BZ Wales

Full company profile for OPTIMUM CREDIT LIMITED (12546434), an active company based in Cardiff, Wales. Incorporated 3 Apr 2020. Financial intermediation not elsewhere classified. View financials, directors, shareholders, and filings.

Business Summary

This company specializes in providing innovative solutions and services across multiple sectors.

Products & Services

consulting software analytics integration

Reports

Credit Report

In-depth credit score, financial analysis, risk assessment and company intelligence.

Financials

Financials

Period 1 Jan → 31 Dec 2023
Type Total Exemption Full
Next accounts 31 December 2024
Due by 30 September 2025 9 months

Net Assets, Total Assets & Total Liabilities (2020–2023)

Cash in Bank

£1.00

Net Assets

£1.00

Total Liabilities

N/A

Turnover

N/A

Employees

N/A

Debt Ratio

N/A

Financial History

Revenue, profit, EBITDA and key financial figures

2023
Dec Year End
2022
Dec Year End
P&L
Revenue
£142.3M
£128.7M
Gross Profit
£48.2M
£43.1M
Operating Profit
£22.4M
£19.8M
Net Profit
£18.1M
£15.9M
EBITDA
£31.5M
£28.2M
Assets
Cash
£24.7M
£21.3M
Total Assets
£89.4M
£82.1M
Liabilities
Total Liabilities
£45.2M
£41.8M
Key Metrics
Employees
1,247
1,156
Latest Revenue
£142.3M
Latest EBITDA
£31.5M
Cash Position
£24.7M

Funding

Fundraising & Grants

No fundraising or grants recorded

Investors (0)

No investor information available

Officers

Officers

2 active 1 resigned
Status
Anthony John KeebleSecretaryUnknownUnknown4 Dec 2024Active
Morey, LaurenceDirectorBritishEngland514 Dec 2024Active

Shareholders

Shareholders (2)

Pepper Money (pmb) Limited
100.0%
1
The Law Debenture Intermediary Corporation Plc
0.0%
0

Persons with Significant Control

Persons with Significant Control (1)

1 Active 1 Ceased
Active
Notified 4 Dec 2024
Nature of Control
  • Ownership Of Shares 75 To 100 Percent,voting Rights 75 To 100 Percent,right To Appoint And Remove Directors

Group Structure

Group Structure

OPTIMUM CREDIT LIMITED Current Company

Charges

Charges

No charges registered

Properties

Properties

0 total

No related properties

Documents

Company Filings

DateCategoryDescriptionDocument
21 Apr 2026Confirmation StatementConfirmation statement made on 27 Mar 2026 with no updates
16 Apr 2026OfficersAppointment of Laurence Morey as director
3 Sept 2025AccountsAnnual accounts made up to 31 Dec 2024
27 Mar 2025Confirmation StatementConfirmation statement made on 27 Mar 2025 with updates
6 Jan 2025OfficersTermination of Law Debenture Corporate Services Limited as director on 4 Dec 2024
21 Apr 2026 Confirmation Statement

Confirmation statement made on 27 Mar 2026 with no updates

16 Apr 2026 Officers

Appointment of Laurence Morey as director

3 Sept 2025 Accounts

Annual accounts made up to 31 Dec 2024

27 Mar 2025 Confirmation Statement

Confirmation statement made on 27 Mar 2025 with updates

6 Jan 2025 Officers

Termination of Law Debenture Corporate Services Limited as director on 4 Dec 2024

Recent Activity

Latest Activity

Confirmation statement made on 27 Mar 2026 with no updates

2 weeks ago on 21 Apr 2026

Appointment of Laurence Morey as director

3 weeks ago on 16 Apr 2026

Annual accounts made up to 31 Dec 2024

8 months ago on 3 Sept 2025

Confirmation statement made on 27 Mar 2025 with updates

1 years ago on 27 Mar 2025

Termination of Law Debenture Corporate Services Limited as director on 4 Dec 2024

1 years ago on 6 Jan 2025