BETTER WITH MONEY LTD - Profile & Financials

Accounts Submitted 2 Oct 2025

Confirmation Statement Submitted 26 Aug 2025

Net assets £364.43K £76.47K 2023 year on year

Total assets £401.95K £92.77K 2023 year on year

Total Liabilities £37.52K £16.29K 2023 year on year

Charges 1

1 satisfied

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Contact & Details

Contact

Update Details

Registered Address

250 Bishopsgate London EC2M 4AA England

Office (Brentwood)

15A Shenfield Rd, Brentwood CM15 8AH

Office (Registered Office)

Stephenson House, 2 Cherry Orchard Road, Croydon, Surrey, CR0 6BA

Telephone

0793 275 6390

education@betterwithmoney.com

Website

betterwithmoney.com

Credit Report

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Mutual Companies

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Financials

Period 1 Jan → 31 Dec 2023

Type Total Exemption Full

Next accounts 31 December 2024

Due by 30 September 2025 9 months

Net Assets, Total Assets & Total Liabilities (2016–2023)

Cash in Bank

£47.08k

Decreased by £128.65k (-73%)

Net Assets

£364.43k

Increased by £76.47k (+27%)

Total Liabilities

£37.52k

Increased by £16.29k (+77%)

Turnover

£179.52k

Decreased by £150.27k (-46%)

Employees

Debt Ratio

Increased by 2 (+29%)

Financial History

Revenue, profit, EBITDA and key financial figures

	2023 Dec Year End	2022 Dec Year End
P&L
Revenue	£142.3M	£128.7M
Gross Profit	£48.2M	£43.1M
Operating Profit	£22.4M	£19.8M
Net Profit	£18.1M	£15.9M
EBITDA	£31.5M	£28.2M
Assets
Cash	£24.7M	£21.3M
Total Assets	£89.4M	£82.1M
Liabilities
Total Liabilities	£45.2M	£41.8M
Key Metrics
Employees	1,247	1,156

Latest Revenue

£142.3M

Latest EBITDA

£31.5M

Cash Position

£24.7M

Funding

Fundraising & Grants

No fundraising or grants recorded

Investors (0)

No investor information available

Officers

4 active 4 resigned

Show resigned officers

						Status
Matthew Cumbers	Director	British	England	36	4 Sept 2023	Active
Natwest Group Secretarial Services Limited	Corporate-secretary	United Kingdom	Unknown	—	1 Jun 2023	Active
Sarah Margaret Steel	Director	British	England	51	1 Jan 2023	Active
Troy Adam Clutterbuck	Director	British,australian	England	51	31 Jan 2022	Active

Shareholders

Shareholders (1)


Cushon Group Limited	100.0%	100	Ordinary Shares Of 1.00	13 Jan 2025

Persons with Significant Control

Persons with Significant Control (1)

1 Active 2 Ceased

Cushon Group Limited

United Kingdom

Active

Notified 31 Jan 2022

Nature of Control

Ownership Of Shares 75 To 100 Percent
Voting Rights 75 To 100 Percent

Joanne Jessica Thresher

Ceased 13 Mar 2020

Ceased

Sarah Margaret Steel

Ceased 31 Jan 2022

Ceased

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Group Structure

CUSHON GROUP LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

CUSHON HOLDINGS LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

NW A HOLDINGS LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

RBS AA HOLDINGS (UK) LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent

NATWEST GROUP PLC united kingdom

BETTER WITH MONEY LTD Current Company

Charges

1 satisfied

Documents

Company Filings

Date	Category	Description	Document
2 Oct 2025	Accounts	Annual accounts made up to 2024-12-31	View(16 pages)
26 Aug 2025	Confirmation Statement	Second Filing Of Confirmation Statement With Made Up Date	View(3 pages)
13 Jan 2025	Confirmation Statement	Confirmation statement made on 2025-01-13 with updates	View(5 pages)
19 Sept 2024	Accounts	Annual accounts made up to 2023-12-31	View(20 pages)
31 May 2024	Address	Change Registered Office Address Company With Date Old Address New Address	View(1 page)