CompanyTrack
P

PERSPECTIVE FINANCIAL GROUP LIMITED

Active Chorley

Financial intermediation not elsewhere classified

392 employees Website
Financial services Financial intermediation not elsewhere classified
P

PERSPECTIVE FINANCIAL GROUP LIMITED

Financial intermediation not elsewhere classified

Founded 18 Dec 2007 Active Chorley, England 392 employees pfgl.co.uk
Financial services Financial intermediation not elsewhere classified
Accounts Submitted 4 Oct 2025
Confirmation Statement Submitted 17 Nov 2025
Net assets £21.50M £2.15M 2023 year on year
Total assets £126.74M £70.27M 2023 year on year
Total Liabilities £105.25M £68.11M 2023 year on year
Charges 29
3 outstanding 26 satisfied

AI Analysis

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Contact & Details

Registered Address

Lancaster House, Ackhurst Business Park Foxhole Road Chorley PR7 1NY England

Office (Eastbourne)

Suite 18a, pacific house, Sovereign Harbour Innovation Park, 1 Easter Island Pl, Eastbourne BN23 6FA

Website

pfgl.co.uk

Credit Report

Discover PERSPECTIVE FINANCIAL GROUP LIMITED's Credit Score, limit, and payment likelihood.

Mutual Companies

Financials

Financials

Period 1 Jan → 31 Dec 2023
Type Total Exemption Full
Next accounts 31 December 2024
Due by 30 September 2025 9 months

Net Assets, Total Assets & Total Liabilities (2014–2023)

Cash in Bank

£6.46M

Increased by £3.40M (+111%)

Net Assets

£21.50M

Increased by £2.15M (+11%)

Total Liabilities

£105.25M

Increased by £68.11M (+183%)

Turnover

£37.59M

Increased by £11.20M (+42%)

Employees

392

Increased by 119 (+44%)

Debt Ratio

83%

Increased by 17 (+26%)

Financial History

Revenue, profit, EBITDA and key financial figures

2023
Dec Year End
2022
Dec Year End
P&L
Revenue
£142.3M
£128.7M
Gross Profit
£48.2M
£43.1M
Operating Profit
£22.4M
£19.8M
Net Profit
£18.1M
£15.9M
EBITDA
£31.5M
£28.2M
Assets
Cash
£24.7M
£21.3M
Total Assets
£89.4M
£82.1M
Liabilities
Total Liabilities
£45.2M
£41.8M
Key Metrics
Employees
1,247
1,156
Latest Revenue
£142.3M
Latest EBITDA
£31.5M
Cash Position
£24.7M

Funding

Fundraising & Grants

Show:

Investors (3)

Investor NameInvestor SinceParticipating Rounds
Management teamDec 2019Acquisition / Private Equity, Private Equity
CBPE Capital LLPDec 2019Private Equity
Charlesbank Capital PartnersMay 2024Acquisition / Private Equity

Share Capital

Share Capital

Share allotments and capital structure

8 Allotments 28,591,098 Shares £3k Total
Date FromShare ClassShares AllottedAmount RaisedPrice/Share
20 Dec 201928,314,180£3k£0
19 Dec 20192,042£20.42£0.01
19 Dec 2019250,000£25£0
9 Aug 2012128£1.28£0.01
9 May 201235£0.35£0.01

Officers

Officers

5 active 11 resigned
Status
David John Philip HeskethDirectorBritishEngland4419 Dec 2013Active
David John Philip HeskethSecretaryUnknownUnknown19 Dec 2013Active
Ian Mitcheal WilkinsonDirectorBritishEngland5519 Dec 2013Active
Julie Suzanne HepworthDirectorBritishEngland5119 Dec 2013Active
Sam Philip WardDirectorBritishEngland3931 Aug 2024Active

Shareholders

Shareholders (44)

Zoe Pushong
0.0%
018 Jan 2021
Uberior Investments Limited
0.0%
018 Jan 2021
Trevor Gordon Clark
0.0%
018 Jan 2021

Persons with Significant Control

Persons with Significant Control (0)

0 Active 3 Ceased

Cbpe Capital Llp

Ceased 8 May 2024

Ceased

Paul Henry Hogarth

Ceased 20 Dec 2019

Ceased

Cbpe Capital Ix Gp Llp

Ceased 8 May 2024

Ceased

Group Structure

Group Structure

PERSPECTIVE FINANCIAL GROUP LIMITED Current Company
PFM GROUP LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors
VISTA PLATFORM SERVICES LTD united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

Charges

Charges

3 outstanding 26 satisfied

Documents

Company Filings

DateCategoryDescriptionDocument
17 Nov 2025Confirmation StatementConfirmation statement made on 2025-11-14 with no updatesView(3 pages)
4 Oct 2025AccountsAnnual accounts made up to 2024-12-31View(50 pages)
5 Sept 2025AccountsAnnual accounts made up to 2024-12-31View(50 pages)
9 Jun 2025MortgageMortgage Create With Deed With Charge Number Charge Creation DateView(44 pages)
5 Mar 2025OfficersChange to director Mr Sam Philip Ward on 2025-01-01View(2 pages)
17 Nov 2025 Confirmation Statement

Confirmation statement made on 2025-11-14 with no updates

4 Oct 2025 Accounts

Annual accounts made up to 2024-12-31

5 Sept 2025 Accounts

Annual accounts made up to 2024-12-31

9 Jun 2025 Mortgage

Mortgage Create With Deed With Charge Number Charge Creation Date

5 Mar 2025 Officers

Change to director Mr Sam Philip Ward on 2025-01-01

Recent Activity

Latest Activity

Confirmation statement made on 2025-11-14 with no updates

3 months ago on 17 Nov 2025

Annual accounts made up to 2024-12-31

4 months ago on 4 Oct 2025

Annual accounts made up to 2024-12-31

5 months ago on 5 Sept 2025

Mortgage Create With Deed With Charge Number Charge Creation Date

8 months ago on 9 Jun 2025

Change to director Mr Sam Philip Ward on 2025-01-01

11 months ago on 5 Mar 2025