ROTHESAY LIFE PLC - Profile & Financials

Accounts Submitted 2 Apr 2025

Confirmation Statement Submitted

Net assets £4316.00M £125.00M 2024 year on year

Total assets £123615.00M £20378.00M 2024 year on year

Total Liabilities £119299.00M £20503.00M 2024 year on year

Charges 37

36 outstanding 1 satisfied

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Contact & Details

Contact

Update Details

Registered Address

The Post Building 100 Museum Street London WC1A 1PB United Kingdom

Office ()

London, England, United Kingdom, Europe

Telephone

442077747838

Website

rothesaylife.com

Credit Report

Discover ROTHESAY LIFE PLC's Credit Score, limit, and payment likelihood.

Mutual Companies

See All Mutual Companies

Financials

Period 1 Jan → 31 Dec 2024

Type Total Exemption Full

Next accounts 31 December 2025

Due by 30 September 2026 9 months

Net Assets, Total Assets & Total Liabilities (2014–2024)

Cash in Bank

£210.00M

Decreased by £23.00M (-10%)

Net Assets

£4316.00M

Decreased by £125.00M (-3%)

Total Liabilities

£119299.00M

Increased by £20503.00M (+21%)

Turnover

£696.00M

Increased by £276.00M (+66%)

Employees

N/A

Decreased by 460 (-100%)

Debt Ratio

97%

Increased by 1 (+1%)

Financial History

Revenue, profit, EBITDA and key financial figures

	2024 Dec Year End	2023 Dec Year End
P&L
Revenue	£142.3M	£128.7M
Gross Profit	£48.2M	£43.1M
Operating Profit	£22.4M	£19.8M
Net Profit	£18.1M	£15.9M
EBITDA	£31.5M	£28.2M
Assets
Cash	£24.7M	£21.3M
Total Assets	£89.4M	£82.1M
Liabilities
Total Liabilities	£45.2M	£41.8M
Key Metrics
Employees	1,247	1,156

Latest Revenue

£142.3M

Latest EBITDA

£31.5M

Cash Position

£24.7M

Funding

Fundraising & Grants

£1122.8m raised

Show:

Investors (4)

Investor Name	Investor Since	Participating Rounds
GIC	Mar 2013	Equity
MassMutual	Mar 2013	Equity
Blackstone	Mar 2013	Equity

Share Capital

Share allotments and capital structure

5 Allotments 168,152,108 Shares £1122.82m Total

Date From	Share Class	Shares Allotted	Amount Raised	Price/Share
24 Sept 2024	A ORDINARY	19,045,128	£174.07m	£9.14
26 Sept 2019	ORDINARY	28,630,326	£200.00m	£6.986
11 Sept 2019	ORDINARY	71,575,814	£500.00m	£6.986
16 May 2014	ORDINARY	28,779,918	£116.25m	£4.039
26 Mar 2013	ORDINARY	20,120,922	£132.50m	£6.585

Officers

17 active 38 resigned

Show resigned officers

						Status
Angela Jane Darlington	Director	British	United Kingdom	57	1 Aug 2022	Active
Arjun Gupta	Director	Singaporean	England	62	20 Jan 2023	Active
Bruce Neil Carnegie-brown	Director	British	United Kingdom	66	1 May 2025	Active
Edward Joseph Giera	Director	American	United States	63	25 Jan 2021	Active
Eleanor Jane Sizer	Secretary	Unknown	Unknown	—	1 Apr 2020	Active
Fan Yang	Secretary	Unknown	Unknown	—	20 Dec 2022	Active
Geoffrey James Craddock	Director	American	United States	66	20 Jan 2023	Active
Graham Robert Butcher	Director	British	United Kingdom	44	1 Oct 2023	Active

Shareholders

Shareholders (1)


Rothesay Holdco Uk Limited	100.0%	510,528,697	Ordinary	26 Feb 2020

Persons with Significant Control

Persons with Significant Control (1)

1 Active

Rothesay Limited

United Kingdom

Active

Notified 6 Apr 2016

Nature of Control

Ownership Of Shares 75 To 100 Percent
Voting Rights 75 To 100 Percent
Right To Appoint And Remove Directors

See All Controllers

Group Structure

ROTHESAY LIMITED united kingdom shares 25 to 50 percent, voting rights 25 to 50 percent

MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY united states of america

ROTHESAY LIFE PLC Current Company

ABRDN COMMERCIAL REAL ESTATE DEBT II LP united kingdom part right to share surplus assets 25 to 50 percent

LT MORTGAGE FINANCING LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

ROTHESAY ASSURANCE LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

ROTHESAY MA NO.1 LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

ROTHESAY MA NO.3 LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

ROTHESAY MA NO.4 LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

ROTHESAY PROPERTY COMPANY 1 LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

ROTHESAY PROPERTY PARTNERSHIP 1 LLP united kingdom voting rights 75 to 100 percent limited liability partnership, right to share surplus assets 75 to 100 percent limited liability partnership

Charges

36 outstanding 1 satisfied

Documents

Company Filings

Date	Category	Description	Document
28 Nov 2025	Resolution	Resolutions	View(1 page)
24 Sept 2025	Mortgage	Mortgage Create With Deed With Charge Number Charge Creation Date	View(24 pages)
24 Sept 2025	Mortgage	Mortgage Create With Deed With Charge Number Charge Creation Date	View(24 pages)
20 Aug 2025	Mortgage	Mortgage Create With Deed With Charge Number Charge Creation Date	View(34 pages)
16 Jul 2025	Mortgage	Mortgage Create With Deed With Charge Number Charge Creation Date	View(21 pages)