MERCIA BUSINESS LOANS LIMITED - Profile & Financials

Accounts Submitted 15 Dec 2025

Confirmation Statement Submitted 22 Sept 2025

Net assets £930.00K £136.49K 2024 year on year

Total assets £1.28M £115.77K 2024 year on year

Total Liabilities £353.74K £20.72K 2024 year on year

Charges 1

1 satisfied

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Contact & Details

Contact

Update Details

Registered Address

Preston Technology Management Centre Marsh Lane Preston Lancashire PR1 8UQ

Office (Henley-in-Arden)

17 High St, Henley-in-Arden B95 5AA

Telephone

0033 022 31430

careers@mercia.co.uk

Website

mercia.co.uk

Credit Report

Discover MERCIA BUSINESS LOANS LIMITED's Credit Score, limit, and payment likelihood.

Mutual Companies

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Financials

Period 1 Jan → 31 Dec 2024

Type Total Exemption Full

Next accounts 31 December 2025

Due by 30 September 2026 9 months

Net Assets, Total Assets & Total Liabilities (2013–2024)

Cash in Bank

£1.27M

Increased by £115.09k (+10%)

Net Assets

£930.00k

Increased by £136.49k (+17%)

Total Liabilities

£353.74k

Decreased by £20.72k (-6%)

Turnover

£2.07M

Decreased by £56.61k (-3%)

Employees

N/A

Decreased by 20 (-100%)

Debt Ratio

28%

Decreased by 4 (-13%)

Financial History

Revenue, profit, EBITDA and key financial figures

	2024 Dec Year End	2022 Dec Year End
P&L
Revenue	£142.3M	£128.7M
Gross Profit	£48.2M	£43.1M
Operating Profit	£22.4M	£19.8M
Net Profit	£18.1M	£15.9M
EBITDA	£31.5M	£28.2M
Assets
Cash	£24.7M	£21.3M
Total Assets	£89.4M	£82.1M
Liabilities
Total Liabilities	£45.2M	£41.8M
Key Metrics
Employees	1,247	1,156

Latest Revenue

£142.3M

Latest EBITDA

£31.5M

Cash Position

£24.7M

Funding

Fundraising & Grants

No fundraising or grants recorded

Investors (0)

No investor information available

Officers

4 active 13 resigned

Show resigned officers

						Status
Clive Graham Downward	Director	British	England	70	1 Apr 2007	Active
Mark Andrew Payton	Director	British	England	58	9 Mar 2016	Active
Martin James Glanfield	Director	British	United Kingdom	67	9 Mar 2016	Active
Paul Cameron Taberner	Director	British	United Kingdom	61	9 May 2017	Active

Shareholders

Shareholders (1)


Ev Business Loans Group Limited	100.0%	7,000	Ordinary	5 Oct 2020

Persons with Significant Control

Persons with Significant Control (1)

1 Active

Ev Business Loans Group Limited

United Kingdom

Active

Notified 6 Apr 2016

Nature of Control

Ownership Of Shares 75 To 100 Percent
Voting Rights 75 To 100 Percent
Right To Appoint And Remove Directors

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Group Structure

EV BUSINESS LOANS LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

MERCIA REGIONAL VENTURES LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors, significant influence or control

ENTERPRISE VENTURES GROUP LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

MERCIA ASSET MANAGEMENT PLC united kingdom

MERCIA BUSINESS LOANS LIMITED Current Company

EVBL (GENERAL PARTNER EV SME LOANS II) LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

EVBL (GENERAL PARTNER EV SME LOANS) LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

EVBL (GENERAL PARTNER NPIF Y&H DEBT) LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

EVBL (GP EV SME LOANS II) LLP united kingdom voting rights 25 to 50 percent limited liability partnership, right to share surplus assets 25 to 50 percent limited liability partnership, appoint/remove members limited liability partnership

EVBL (GP EV SME LOANS) LLP united kingdom voting rights 25 to 50 percent limited liability partnership, right to share surplus assets 25 to 50 percent limited liability partnership, appoint/remove members limited liability partnership

MBL (GENERAL PARTNER NPIF II - DEBT YH) LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

MBL (NPIF II - DEBT YH FOUNDERS) LLP united kingdom voting rights 75 to 100 percent limited liability partnership, right to share surplus assets 75 to 100 percent limited liability partnership, appoint/remove members limited liability partnership

Charges

1 satisfied

Documents

Company Filings

Date	Category	Description	Document
15 Dec 2025	Accounts	Annual accounts made up to 2025-03-31	View(21 pages)
22 Sept 2025	Confirmation Statement	Confirmation statement made on 2025-09-19 with no updates	View(3 pages)
10 Dec 2024	Accounts	Annual accounts made up to 2024-03-31	View(21 pages)
2 Oct 2024	Confirmation Statement	Confirmation statement made on 2024-09-19 with no updates	View(3 pages)
4 Dec 2023	Accounts	Annual accounts made up to 2023-03-31	View(20 pages)