MARKS AND SPENCER FINANCIAL SERVICES PLC

Accounts Submitted 27 Jun 2025

Confirmation Statement Submitted 25 Jul 2025

Net assets £514.67M £16.45M 2024 year on year

Total assets £4710.13M £195.15M 2024 year on year

Total Liabilities £0.00

Charges None No charges registered

AI Analysis

Analyze director networks, ownership patterns, and company connections

CompanyTrack AI can make mistakes. Check important info.

Contact & Details

Contact

Update Details

Registered Address

Kings Meadow Chester Business Park Chester CH99 9FB United Kingdom

Office (Peterborough)

Marks & Spencer Peterborough Queensgate Queensgate Shopping Centre Peterborough PE1 1GG GB, Peterborough

Telephone

0333 207 4240

alex.d.henshall@mandsbank.com

Website

bank.marksandspencer.com

Credit Report

Discover MARKS AND SPENCER FINANCIAL SERVICES PLC's Credit Score, limit, and payment likelihood.

Mutual Companies

See All Mutual Companies

Financials

Period 1 Jan → 31 Dec 2024

Type Total Exemption Full

Next accounts 31 December 2025

Due by 30 September 2026 9 months

Net Assets, Total Assets & Total Liabilities (2013–2024)

Cash in Bank

N/A

Net Assets

£514.67M

Increased by £16.45M (+3%)

Total Liabilities

N/A

Turnover

N/A

Employees

738

Decreased by 95 (-11%)

Debt Ratio

N/A

Financial History

Revenue, profit, EBITDA and key financial figures

	2024 Dec Year End	2023 Dec Year End
P&L
Revenue	£142.3M	£128.7M
Gross Profit	£48.2M	£43.1M
Operating Profit	£22.4M	£19.8M
Net Profit	£18.1M	£15.9M
EBITDA	£31.5M	£28.2M
Assets
Cash	£24.7M	£21.3M
Total Assets	£89.4M	£82.1M
Liabilities
Total Liabilities	£45.2M	£41.8M
Key Metrics
Employees	1,247	1,156

Latest Revenue

£142.3M

Latest EBITDA

£31.5M

Cash Position

£24.7M

Funding

Fundraising & Grants

No fundraising or grants recorded

Investors (0)

No investor information available

Share Capital

Share allotments and capital structure

6 Allotments 225,000,000 Shares £225.00m Total

Date From	Share Class	Shares Allotted	Amount Raised	Price/Share
27 Nov 2019	ORDINARY	20,000,000	£20.00m	£1
27 Nov 2019	ORDINARY	39,000,000	£39.00m	£1
30 Sept 2019	ORDINARY	30,000,000	£30.00m	£1
27 Jun 2019	ORDINARY	78,000,000	£78.00m	£1
29 Oct 2018	ORDINARY	48,000,000	£48.00m	£1

Officers

5 active 67 resigned

Show resigned officers

						Status
Alex Alderson	Secretary	Unknown	Unknown	—	11 Feb 2020	Active
Colin O'flaherty	Director	British	United Kingdom	47	3 Dec 2024	Active
Jenny Fiona Goldie-scot	Director	British	England	70	25 Apr 2024	Active
Phillip William Scott	Director	British	United Kingdom	49	9 Nov 2009	Active
Simon John Calver	Director	British	United Kingdom	61	1 Apr 2023	Active

Shareholders

Shareholders (1)


Hsbc Uk Bank Plc	100.0%	260,000,000	Ordinary	25 Jul 2025

Persons with Significant Control

Persons with Significant Control (1)

1 Active 2 Ceased

Hsbc Uk Bank Plc

United Kingdom

Active

Notified 1 Jul 2018

Nature of Control

Ownership Of Shares 75 To 100 Percent
Voting Rights 75 To 100 Percent
Right To Appoint And Remove Directors

Marks And Spencer Retail Financial Services Holdings Limited

Ceased 21 Mar 2018

Ceased

Hsbc Bank Plc

Ceased 1 Jul 2018

Ceased

See All Controllers

Group Structure

HSBC UK BANK PLC united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent

HSBC HOLDINGS PLC united kingdom

MARKS AND SPENCER FINANCIAL SERVICES PLC Current Company

KINGS MEADOW NOMINEES LIMITED united kingdom shares 75 to 100 percent, voting rights 75 to 100 percent, appoint/remove directors

Charges

No charges registered

Documents

Company Filings

Date	Category	Description	Document
8 Dec 2025	Capital	Allotment of shares (GBP 290,000,000) on 2025-11-26	View(3 pages)
25 Jul 2025	Confirmation Statement	Confirmation statement made on 2025-07-19 with updates	View(4 pages)
27 Jun 2025	Accounts	Annual accounts made up to 2024-12-31	View(53 pages)
10 Dec 2024	Officers	Termination of Paul Michael Spencer as director on 2024-12-05	View(1 page)
10 Dec 2024	Officers	Appointment of Colin O'flaherty as director on 2024-12-03	View(2 pages)