GOBEAR LOANS LTD

Active Cardiff

Activities of mortgage finance companies

9 employees website.com
Financial services Activities of mortgage finance companies
G

GOBEAR LOANS LTD

Activities of mortgage finance companies

Founded 10 Dec 2019 Active Cardiff, United Kingdom 9 employees website.com
Financial services Activities of mortgage finance companies
Accounts Submitted 29 Jan 2026 Next due 30 Sept 2027 16 months remaining
Confirmation Submitted 25 Jun 2025 Next due 9 Jul 2026 1 month remaining
Net assets £429K £33K 2025 year on year
Total assets £496K £23K 2025 year on year
Total Liabilities £68K £10K 2025 year on year
Charges None No charges registered

Contact & Details

Contact

Registered Address

3a Castleton Court St Mellons Cardiff CF3 0LT United Kingdom

Telephone

0800 000 0000

Website

www.example.com

Full company profile for GOBEAR LOANS LTD (12356654), an active financial services company based in Cardiff, United Kingdom. Incorporated 10 Dec 2019. Activities of mortgage finance companies. View financials, directors, shareholders, and filings.

Business Summary

This company specializes in providing innovative solutions and services across multiple sectors.

Products & Services

consulting software analytics integration

Reports

Credit Report

In-depth credit score, financial analysis, risk assessment and company intelligence.

Financials

Financials

Period 1 Jan → 31 Dec 2025
Type total-exemption-full
Next accounts 31 Dec 2026
Due by 30 Sept 2027 16 months remaining

Net Assets, Total Assets & Total Liabilities (2020–2025)

Cash in Bank

£381.14k

Increased by £56.01k (+17%)

Net Assets

£428.65k

Increased by £32.88k (+8%)

Total Liabilities

£67.57k

Decreased by £9.76k (-13%)

Turnover

N/A

Employees

9

Increased by 2 (+29%)

Debt Ratio

14%

Decreased by 2 (-13%)

Financial History

Revenue, profit, EBITDA and key financial figures

2025
31 Dec Year End
2024
31 Dec Year End
P&L
Revenue
£142.3M
£128.7M
Gross Profit
£48.2M
£43.1M
Operating Profit
£22.4M
£19.8M
Net Profit
£18.1M
£15.9M
EBITDA
£31.5M
£28.2M
Assets
Cash
£24.7M
£21.3M
Total Assets
£89.4M
£82.1M
Liabilities
Total Liabilities
£45.2M
£41.8M
Key Metrics
Employees
1,247
1,156
Latest Revenue
£142.3M
Latest EBITDA
£31.5M
Cash Position
£24.7M

Funding

Fundraising & Grants

No fundraising or grants recorded

Investors (0)

No investor information available

Share Capital

Share Capital

Share allotments and capital structure

5 Allotments 99 Shares £99 Total
Date FromShare ClassShares AllottedAmount RaisedPrice/Share
3 Mar 202130£30£1
3 Mar 202130£30£1
3 Mar 202119£19£1
3 Mar 202119£19£1
31 Jan 20201£1£1

Officers

Officers

2 active
Status
Mangel Robert Singh-suallyDirectorBritishWales3830 Jan 2020Active
Mike Anthony SmithDirectorWelshWales4510 Dec 2019Active

Shareholders

Shareholders (4)

Mangel Robert Singh-sually
45.0%
Michael Anthony Smith
45.0%

Persons with Significant Control

Persons with Significant Control (2)

2 Active

Mangel Robert Singh-sually

British

Active
Notified 31 Jan 2020
Residence Wales
DOB March 1988
Nature of Control
  • Ownership Of Shares 25 To 50 Percent,voting Rights 25 To 50 Percent

Mike Anthony Smith

Welsh

Active
Notified 10 Dec 2019
Residence Wales
DOB April 1981
Nature of Control
  • Ownership Of Shares 25 To 50 Percent,voting Rights 25 To 50 Percent

Group Structure

Group Structure

No group structure identified

Charges

Charges

No charges registered

Properties

Properties

0 total

No related properties

Documents

Company Filings

DateCategoryDescriptionDocument
29 Jan 2026AccountsAnnual accounts made up to 31 Dec 2025
25 Jun 2025Confirmation StatementConfirmation statement made on 25 Jun 2025 with no updates
27 Jan 2025AccountsAnnual accounts made up to 31 Dec 2024
24 Oct 2024OfficersChange to director Mr Mike Anthony Smith on 22 Oct 2024
24 Oct 2024OfficersChange to director Mr Mangel Robert Singh-Sually on 22 Oct 2024
29 Jan 2026 Accounts

Annual accounts made up to 31 Dec 2025

25 Jun 2025 Confirmation Statement

Confirmation statement made on 25 Jun 2025 with no updates

27 Jan 2025 Accounts

Annual accounts made up to 31 Dec 2024

24 Oct 2024 Officers

Change to director Mr Mike Anthony Smith on 22 Oct 2024

24 Oct 2024 Officers

Change to director Mr Mangel Robert Singh-Sually on 22 Oct 2024

Recent Activity

Latest Activity

Annual accounts made up to 31 Dec 2025

3 months ago on 29 Jan 2026

Confirmation statement made on 25 Jun 2025 with no updates

11 months ago on 25 Jun 2025

Annual accounts made up to 31 Dec 2024

1 years ago on 27 Jan 2025

Change to director Mr Mike Anthony Smith on 22 Oct 2024

1 years ago on 24 Oct 2024

Change to director Mr Mangel Robert Singh-Sually on 22 Oct 2024

1 years ago on 24 Oct 2024