ECAPITAL COMMERCIAL FINANCE (SOUTH WEST) LIMITED

10508987
Active United Kingdom

Factoring

40 employees website.com
Financial services Factoring
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ECAPITAL COMMERCIAL FINANCE (SOUTH WEST) LIMITED

10508987

Factoring

Founded 2 Dec 2016 Active United Kingdom 40 employees website.com
Financial services Factoring

Previous Company Names

OPTIMUM SME FINANCE LIMITED 2 Dec 2016 — 23 Jan 2026
Accounts Submitted 29 Apr 2026 Next due 30 Sept 2026 3 months remaining
Confirmation
Net assets £5M £1M 2025 year on year
Total assets £36M £2M 2025 year on year
Total Liabilities £32M £3M 2025 year on year
Charges 3
2 outstanding 1 satisfied

Contact & Details

Contact

Telephone

0800 000 0000

Email

info@example.com

Website

www.example.com

Full company profile for ECAPITAL COMMERCIAL FINANCE (SOUTH WEST) LIMITED (10508987), an active financial services company based in United Kingdom. Incorporated 2 Dec 2016. Factoring. View financials, directors, shareholders, and filings.

Business Summary

This company specializes in providing innovative solutions and services across multiple sectors.

Products & Services

consulting software analytics integration

Reports

Credit Report

In-depth credit score, financial analysis, risk assessment and company intelligence.

Financials

Financials

Period 1 Jan → 31 Dec 2025
Type small
Next accounts 31 Dec 2025
Due by 30 Sept 2026 3 months remaining

Balance Sheet & P&L (2017–2025)

Cash in Bank

£1.87M

Decreased by £18.35k (-1%)

Net Assets

£4.51M

Increased by £1.26M (+39%)

Total Liabilities

£31.50M

Decreased by £2.81M (-8%)

Turnover

N/A

Employees

40

Increased by 5 (+14%)

Debt Ratio

87%

Decreased by 4 (-4%)

Financial History

Revenue, profit, EBITDA and key financial figures

2025
31 Dec Year End
2024
31 Dec Year End
P&L
Revenue
£142.3M
£128.7M
Gross Profit
£48.2M
£43.1M
Operating Profit
£22.4M
£19.8M
Net Profit
£18.1M
£15.9M
EBITDA
£31.5M
£28.2M
Assets
Cash
£24.7M
£21.3M
Total Assets
£89.4M
£82.1M
Liabilities
Total Liabilities
£45.2M
£41.8M
Key Metrics
Employees
1,247
1,156
Latest Revenue
£142.3M
Latest EBITDA
£31.5M
Cash Position
£24.7M

Funding

Fundraising & Grants

Funding Rounds 1

Investors (2)

Investor NameInvestor SinceParticipating Rounds
Investor 1Feb 2018Seed
Investor 2Feb 2018Seed

Share Capital

Share Capital

Share allotments and capital structure

8 Allotments 928,406 Shares £32185.05m Total
Date FromShare ClassShares AllottedAmount RaisedPrice/Share
2 Aug 2021377,700£377.7£0.001
2 Aug 202116,706£14k£0.84
2 Aug 2021317,420£199k£0.627
26 Sept 201814,796£392.48m£27k
26 Sept 2018124,653£27856.88m£223k

Officers

Officers

0 active 3 resigned
Status

No officers found

No officers found

Shareholders

Shareholders (20)

Ecapital Commercial Finance Limited
90.8%
1,088,099
Ecapital Commercial Finance Limited
9.2%
110,607

Persons with Significant Control

Persons with Significant Control (1)

1 Active 5 Ceased
Notified 28 Oct 2024
Nature of Control
  • Ownership Of Shares 75 To 100 Percent,voting Rights 75 To 100 Percent,right To Appoint And Remove Directors

Roger Benjamin Nagioff

Ceased 25 Jan 2019

Ceased

Elljay Limited

Ceased 25 Jan 2019

Ceased

Rn Hatfield Limited

Ceased 16 Oct 2018

Ceased

Richard Pepler

Ceased 23 Feb 2017

Ceased

Mr Roger Benjamin Nagioff

Ceased 25 Jan 2019

Ceased

Group Structure

Group Structure

ECAPITAL COMMERCIAL FINANCE (SOUTH WEST) LIMITED Current Company

Charges

Charges

2 outstanding 1 satisfied

Properties

Properties

0 total

No related properties

Documents

Company Filings

DateCategoryDescriptionDocument
29 Apr 2026AccountsAnnual accounts made up to 31 Dec 2025
22 Apr 2026OfficersAppointment of Mark Lawrence Finn as director on 14 Apr 2026
1 Apr 2026OfficersTermination of Anthony Charles Persse as director on 31 Mar 2026
19 Mar 2026OfficersTermination of Victoria Margaret Rose as director on 13 Feb 2026
3 Feb 2026OfficersAppointment of Lisa Cleaver as director on 27 Jan 2026
29 Apr 2026 Accounts

Annual accounts made up to 31 Dec 2025

22 Apr 2026 Officers

Appointment of Mark Lawrence Finn as director on 14 Apr 2026

1 Apr 2026 Officers

Termination of Anthony Charles Persse as director on 31 Mar 2026

19 Mar 2026 Officers

Termination of Victoria Margaret Rose as director on 13 Feb 2026

3 Feb 2026 Officers

Appointment of Lisa Cleaver as director on 27 Jan 2026

Recent Activity

Latest Activity

Annual accounts made up to 31 Dec 2025

1 months ago on 29 Apr 2026

Appointment of Mark Lawrence Finn as director on 14 Apr 2026

1 months ago on 22 Apr 2026

Termination of Anthony Charles Persse as director on 31 Mar 2026

2 months ago on 1 Apr 2026

Termination of Victoria Margaret Rose as director on 13 Feb 2026

3 months ago on 19 Mar 2026

Appointment of Lisa Cleaver as director on 27 Jan 2026

4 months ago on 3 Feb 2026